Money Laundering Reporting Officer (MLRO)

About the Company:

The Company is a regulated Virtual Asset Service Provider (VASP) in Lithuania, offering a secure and compliant crypto payment gateway for businesses. As we expand, we are seeking an experienced Money Laundering Reporting Officer (MLRO) to ensure full compliance with MiCAR (Markets in Crypto-Assets Regulation), AML/CFT requirements, and Lithuanian regulatory obligations.

Key Responsibilities:

• AML/CFT Compliance Oversight: Develop, implement, and maintain an effective Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) program in line with MiCAR, AMLD5/6, and Lithuanian regulatory requirements.

• Regulatory Reporting: Act as the primary liaison with the Financial Crime Investigation Service (FCIS) of Lithuania, ensuring timely reporting of suspicious transactions (STRs) and compliance with regulatory obligations.

• KYC & Due Diligence: Oversee Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) procedures for retail and institutional clients.

• Transaction Monitoring: Establish and manage risk-based transaction monitoringframeworks, ensuring the timely detection and reporting of suspicious activities.

• Risk Assessment & Management: Conduct AML risk assessments for new products, services, and business partners, ensuring alignment with MiCAR risk mitigation strategies.

• Policy & Procedure Development: Design and maintain AML/CFT policies, procedures, and internal controls, ensuring adherence to Lithuanian and EU financial crime prevention laws.

• Internal Training & Awareness: Develop and deliver AML training programs for employees to ensure compliance awareness across the organization.

• Audit & Regulatory Compliance: Manage internal and external AML audits, ensuring timely resolution of findings and implementation of corrective measures.

• Crypto-Specific Risk Management: Develop compliance strategies for crypto payment gateway operations, addressing risks related to virtual assets, on-chain analytics, and wallet screening.

• Advisory Role: Provide guidance to the CEO, Board of Directors, and operational teams on AML-related matters and regulatory developments affecting the crypto industry.

Key Qualifications & Experience:

• Proven experience as an MLRO, Compliance Officer, or AML specialist in a crypto, fintech, payment services, or financial institution.

• Strong knowledge of MiCAR, AMLD5/6, FATF guidelines, and Lithuanian AML regulations for Virtual Asset Service Providers (VASPs).

• Experience with KYC, CDD, EDD, and risk-based transaction monitoring systemsin a crypto or payments environment.

• Ability to engage with regulatory authorities and financial crime enforcement agencies.

• Strong analytical, investigative, and decision-making skills.

• Experience with blockchain analytics tools (e.g., Chainalysis, Elliptic, TRM Labs) is a plus.

• Fluency in English; Lithuanian is an advantage.

Preferred Qualifications:

• Previous experience in AML compliance for a licensed crypto exchange, payment gateway, or financial institution.

• Familiarity with EU financial regulations beyond crypto (e.g., PSD2, GDPR).

• Professional AML certification (e.g., CAMS, ICA, or equivalent) is a plus.

Why Join Us?

• Be at the forefront of regulatory compliance for crypto payments in a MiCAR-regulated environment.

• Shape the AML/CFT framework of a cutting-edge crypto payment gateway.

• Work with a dynamic and forward-thinking team, bridging the gap between traditional finance and blockchain technology.