Debt collection data analyst

4finance Group is one of Europe’s largest digital consumer lenders.

For more than 15 years we have been providing fast and convenient financial solutions in a digital world.

Leveraging automation and data-driven insights, 4finance provides convenient products in a responsible way. We offer various types of loans, designed to meet our customers’ needs.

At 4finance, we have an entrepreneurial mindset, strive for excellence, yet keep things simple. Our business is driven by leading edge technology and our talented people - the most important ingredient of our success. 4finance has created a supportive, rewarding and empowering environment, where employees can grow their talent. We are proud to have a global network of leading experts, who are driven by passion to deliver.

We love what we do!

Join our team! We are looking for a Debt collection data analyst in Riga Business office!

What you will do:

• Prepare daily, weekly, monthly, annual and other periodic reports, as well as other one-off reports on demand;
• Perform ad hoc reports and provide analysis support as needed;
• Develop analysis and presentations for senior management;
• Analyze current business performance and make recommendations for improvement;
• Provide accurate reporting and analysis of performance against historical data and budget in order to facilitate decision making;
• Support DC management, legal management and financial management related issues;
• Support the development and implementation of different projects in collection area;
• Put forward proposals for the necessary actions to improve the company’s financial and/or other indexes.
• Development and Monitor collection KPI’s (Recovery Rate, PTP and KeptPTP, Gross Efficiency etc.)

Some must haves:

• Bachelor's degree in Mathematics, IT, Finance, Management or Economics
• Experience in financial services, lending businesses, banks, cryptocurrencies, credits.
• Proficiency in SQL and at least one programming language (R, Python, Matlab)
• Mathematical statistics. Different types of distributions, correlation, regressions, hypothesis testing.
• Excel proficient level
• Problem solving, critical thinking. Competence in cognitive biases and logical fallacies
• Attention to detail with a high sense of responsibility
• Proficiency in English, Latvian (verbally and written)

We are offering:

• Challenging projects that you will have the real impact on
• Employee development program to support you in your personal and professional development
• Food benefit card after the probation period
• Premium health and accident insurance after the probation period
• Hybrid work possibilities
• The best team and great colleagues
• Teambuilding and company events
• Salary from 2700,00-2900,00 EUR gross monthly dependent on the candidate's skills, education, and prior experience.

4finance is an employer that highly values applicants from all over the world. However, we are unable to accept applications for this position from candidates who do not have EU citizenship or the right to work in Latvia.