Product Manager (Credit Product)

Job description :

• We are seeking a knowledgeable and experienced Product Manager - Credit Product to join our lending team. This role offers an exciting opportunity to work in a dynamic workplace environment with a real opportunity to positively influence the direction and outcome of strategic change programmes through best-in-class design thinking and practices.
• Leverage experience in Corporate Lending, Corporate Loan Administration or Corporate Product Management to support credit product strategy and delivery.
• Serve as the primary point of contact to various stakeholders, including but not limited to Business stakeholders, Delivery squads, Design & Development teams.
• Responsible for engaging with key business partners and senior stakeholders to define Business Credit requirements, ensuring solutions to address both current business needs and future demands.
• Ability to clearly articulate complex ideas and strategies to drive successful credit product initiatives and strategies.
• Gather and analyse statistical data from business areas to support business cases for change and drive evidence-based decisions.
• Provide business and functional expertise on credit products, ensuring solutions are aligned with client expectations, industry best practices and regulatory guidelines.
• Ensure that the requirements are clearly defined, well understood, and properly documented in the form of Epics/User stories and signed off by all relevant stakeholders.
• Prepare comprehensive training material and operating manuals to guide business users on newly developed or delivered functionalities.
• Collaborate with SMEs across delivery squads by providing timely and relevant inputs to ensure cross-functional alignment.
• You demonstrate strong understanding of SME and Corporate lending products, including regulatory and operational aspects.
• You have delivered major functionalities in lending domain with major contributions in corporate lending.
• You will use your experience to make informed decisions and prioritize requirements and validate them with business stakeholders.
• You can take right decisions on what requirements to include in each sprint or release, based on the value they will deliver to business needs.
• You can closely work with the Product Owner, Design Team and the delivery squad to resolve design challenges and facilitate providing workaround solutions wherever needed.
• You are capable of engaging with key business partners and stakeholders to define business credit requirements for customer-centric solutions that meet both current business needs and anticipate future demands.
• You are a professional with strong Banking domain expertise and acumen who can connect easily with the business needs/goals and support in delivery.
• Experience and Skills required –
• 5+ years of experience as SME in Corporate Lending.
• Strong understanding of SME and Corporate lending products, including regulatory and operational aspects.
• Demonstrated ability to support end-to-end solution delivery – from requirement gathering to implementation.
• Prior experience in supporting large-scale credit transformation programmes would be advantageous.
• Well versed with Agile methodologies and Ceremonies.
• Excellent written and verbal communication skills.