Team Lead - Client Due Diligence (CDD)

About the Role:

The CDD Team Lead plays a critical role in ensuring efficient, compliant, and high-quality onboarding of our global client base. You will lead a growing team of CDD professionals, providing oversight on complex cases, managing workload allocation, and acting as an escalation point for internal and external issues.

We're looking for someone assertive, solutions-driven, and hands-on—someone who can guide and develop their team while maintaining sharp oversight of operational blockers, compliance risks, and onboarding timelines. You'll also be a key contact for senior stakeholders in Compliance, Risk, Sales, Legal, Product, and Finance, helping align priorities and resolve high-risk or urgent cases.

What You'll Do:

✔ Team Leadership & Oversight

• Lead, coach, and develop a high-performing CDD team (8-10 people), ensuring clear role responsibilities and team motivation.
• Be the first escalation point for day-to-day onboarding challenges, guiding your team through complex cases and pushing back when needed.
• Monitor onboarding queues, turnaround times, and ensure SLAs are met without compromising quality.
• Conduct regular case reviews, risk discussions, and ensure internal escalation frameworks are followed.
  
  

✔ Process Management & Issue Resolution

• Identify inefficiencies, process gaps, or delays in the onboarding process and implement solutions to remove blockers.
• Take ownership of special cases involving complex corporate structures, high-risk clients, or urgent sales deadlines.
• Serve as a go-to person for operational questions across the business; give clear, direct answers when needed and hold the line on compliance.
  
  

✔ Cross-functional Collaboration

• Collaborate closely with Sales, Customer Success, Product, Legal, AML, and Finance to streamline onboarding and support business growth.
• Align with regional AMLCOs/MLROs to escalate high-risk cases, draft internal memos, and ensure regulatory requirements are met.
• Represent the CDD team in cross-functional meetings and strategic initiatives related to onboarding, KYC, and regulatory readiness.
  
  

✔ Compliance & Quality Assurance

• Ensure all CDD files meet internal and external regulatory requirements and documentation standards.
• Support internal audits, regulatory inspections, and partner due diligence requests.
• Maintain accurate records, implement updates to CDD procedures, and uphold the highest standard of data confidentiality.
  
  
  

Who You Are:

You're an operational leader who enjoys solving problems, working in fast-moving environments, and guiding a team to success. You are not afraid to take ownership, give direct feedback, and manage stakeholder expectations—even when that means saying "no."

What We're Looking For:

• 7+ years of experience in AML, CDD, or risk-related roles within the payments industry is essential; prior experience in merchant acquiring or working with payment institutions is highly preferred.
• 2+ years in a leadership or senior capacity, with demonstrated experience managing, mentoring, and guiding a team, including workload distribution, coaching, and performance oversight.
• Strong understanding of CDD/KYC regulations, AML compliance frameworks, and risk-based onboarding for B2B clients.
• Proven ability to handle complex and high-risk onboarding cases, including corporate structures, cross-border entities, and urgent commercial requests.
• A direct, confident communicator who can give clear guidance, push back when necessary, and balance compliance requirements with business priorities.
• Skilled at managing daily operational flow—you notice when something is off, take initiative to fix it, and ensure your team always has clarity on next steps.
• Comfortable collaborating with senior stakeholders and navigating different perspectives to reach pragmatic, compliant solutions.
• Analytical and pragmatic, with strong decision-making skills under pressure.
• Holds a relevant AML certification (e.g., CAMS, ICA or equivalent).
• Fluent in English (written and spoken); Greek is a plus.
• Highly structured, proactive, and focused on outcomes—someone who leads by example and fosters accountability across the team.
  
  
  

The perks of being a payabl.er:

• Drive in Style: Enjoy the added perk of a company car, provided upon completing one year of employment—subject to performance and availability
• Future-Proof Your Finances: Jump on board, and after your probation period, we'll kickstart your Provident Fun
• Grow Without Limits: Our environment is all about nurturing your talents and fueling your ambition with endless opportunities for professional development.
• Speak Like a Local: Greek language classes, offered twice a week for all team members.
• Shop and Save: Get exclusive access to a discount card at various local businesses.
• Multicultural Workplace : Thrive in a company that celebrates diversity and values your unique contributions. Here, every perspective is appreciated, and every voice is heard.
• Lead the Charge in Pioneering Projects: Be at the forefront of innovation by playing a key role in groundbreaking projects.
• Max Out Your Downtime: With 25 days off plus public holidays, and an extra 10 days for when you're under the weather, we make sure you have ample time to relax, recharge, and return brighter.
• Support for Your Educational Aspirations: We're here to support your educational pursuits because we believe in investing in your growth.
• Wolt Your Way Through Lunch: Enjoy a Wolt lunch allowance of €150 per month
  
  

( The benefits list above states the benefits for the Cyprus location only. As the role is open to multiple locations, though the benefits list will differ depending on your location. )

🚀 Our Hiring Process

1st Interview - 40 min with our Head of TA

2nd Interview - 1-hour deep dive with the Hiring Manager

Final Interview - Behavioral round with our Group CEO and Hiring Manager, paired with our Chief People Officer

Let's embark on a journey to redefine the landscape of payments together. We're not just offering a role; we're inviting you to be a part of something bigger. Join our team, and let's innovate, disrupt, and lead the future of payments. Together, we can make an impact that resonates. Welcome to the team!

If this role seems like a good match, please submit your resume all applications are treated with the strictest confidentiality. Please note that we may keep your CV for a period of one (1) year for future relevant job opportunities. For more information about how we process your data please see our privacy policy at https://www.payabl.com/privacy-policy