Central Bank of Oman is seeking to recruit competent, committed, self-motivated and enthusiastic Omani candidate to work as Product Specialist – Domestic Card Scheme.

Key Accountabilities:

• Develop and the DCS product strategy and roadmap.
• Lead market research and needs assessment for product innovation.
• Manage the full product lifecycle: ideation, development, launch and ongoing improvements.
• Define pricing models, incentives and promotional strategies to drive adoption.
• Collaborate closely with banks, PSPs, merchants, technology providers and regulators.
• Ensure DCS products comply with EMV standards, PCI DSS, and CBO regulations.
• Analyze product performance against KPIs and recommend improvements.
• Deliver clear, accurate and timely reports to senior management.
• Manage payment product budgets and financial performance.
• Develop and maintain strong relationships with key stakeholders, including vendors and partners.
• Provide leadership and mentorship to junior team members.
• Stay abreast of industry developments and best practices in product management and secure development lifecycle.

Skills and Competencies:

• In-depth knowledge of card payment ecosystems (issuance, acquiring, tokenization).
• Strong understanding of EMV standards, mobile payments, NFC, and payment gateways.
• Strategic thinking and excellent problem-solving capabilities.
• Outstanding communication, negotiation and relationship management skills.
• Strong project management and financial analysis abilities.

Technical Competencies:

• EMV Expertise (Contact/Contactless specifications)
• Mobile and Digital Payment Knowledge (Tokenization, Mobile Wallets, NFC, QR-based payments)
• Product Pricing & Profitability Modeling
• Payment Systems Operations (e.g., Switching, Clearing, Settlement including OmanNet infrastructure)
• Payment Standards (EMV, PCI DSS, ISO 8583, ISO 20022)
• Fraud Risk Management (Fraud prevention strategies and transaction monitoring)
• Business Continuity Planning (BCP/DR for critical payment infrastructures)
• Project Management (PMP certification or equivalent preferred)
• Digital Transformation (Knowledge of emerging digital trends impacting card payments)
• Systems Testing (Functional and non-functional testing, certification processes)
• Business Systems and Applications (Understanding of banking/payment IT environments)
• Design Thinking (User-centric product and service design approach)

Minimum Qualifications and Experience:

Bachelor's in information technology/ information systems/business administration/E-Business Management

Minimum 7 years of experience in card schemes, banks, or payment service providers (PSPs) managing card products.

Please Submit your application before 15th May 2025.