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Global Software Solutions Group

Senior Aani Developer

Global Software Solutions Group
United Arab Emirates · Full-time · Mid-Senior
Global Software Solutions Group FZ-LLC is seeking an experienced and technically strong Senior Aani Developer to lead the development, integration, and implementation of Aani-based instant payment services. The role is central to supporting our participation in the CBUAE's National Payment Systems Strategy (NPSS) through seamless enablement of the UAE Instant Payment Platform - Aani, covering its Core Services, Overlay Services, and Value-Added Services (VAS).

The ideal candidate will have prior hands-on experience with Aani APIs, ISO 20022 message formats, proxy-based payments, and end-to-end customer onboarding via the Aani White Label App.

Key Responsibilities:

  • Lead the end-to-end development and implementation of Aani Core and Overlay services, ensuring full compliance with Al Etihad Payments (AEP) specifications and guidelines.
  • Design, build, and integrate real-time credit transfer services that utilize Aani Core components with support for clearing and settlement via real-time and batch modes.
  • Implement Aani Overlay Services, including:
    • Payment with Proxy (mobile, email, Emirates ID)
    • Request to Pay (RtP)
    • eMandates (eDDA)
    • eCheques
    • QR-based P2M Payments (static and dynamic QR)
    • Split Bill & P2P transfers
  • Work on customer enrolment flows, managing the association between proxy identifiers and default payment accounts.
  • Integrate and support the Aani White Label App (WLA) for customer onboarding and authentication, and implement secure redirection flows to financial institutions for strong customer authentication (SCA).
  • Collaborate with product managers, compliance, security, and DevOps teams to ensure the solution meets CBUAE and AEP standards.
  • Utilize Aani VAS tools such as analytics, CRM portals, billing systems, and case management modules to enable monitoring, operational efficiency, and issue resolution.
  • Maintain robust technical documentation, API specs, and test artifacts for use during certification and audit processes.
  • Lead and mentor junior developers in secure API design, ISO 20022 messaging, and instant payments architecture.

Requirements

Minimum 5+ years of experience in digital payment platforms, with 2-3 years specifically on Aani or NPSS-aligned systems.

In-depth understanding of:

  • Aani Core Services - Real-time credit transfers, clearing, settlement mechanisms.
  • Aani Overlay Services - Proxy resolution, RTP, eDDA, eCheque, QR Payments.
  • Value-Added Services - Reporting, CRM, billing, and analytics tools provided by AEP.
  • Strong experience with ISO 20022 standards, RESTful APIs, and real-time payment protocols.
  • Proficiency in one or more backend languages: Java, Spring Boot, Node.js, with API development and integration expertise.
  • Experience integrating OAuth2.0, Mutual TLS, digital signature validation, and SCA flows in banking applications.
  • Hands-on experience with Aani White Label App (WLA) integration and customer enrolment architecture.
  • Familiarity with AEP certification processes, simulators, and test environments
  • Experience working with UAE-based banks, financial institutions, or licensed PSPs.
  • Exposure to CBUAE regulatory frameworks, including AML/CFT, data protection, and operational resilience.
  • Experience in cloud-native environments (AWS, Azure) and containerized deployment (Docker, Kubernetes).
  • Certification or training in ISO 20022, Payments Security, or Instant Payment Systems
  • Personal Attributes:
    • Strong problem-solving and architectural thinking
    • Effective communicator and cross-functional collaborator
    • Detail-oriented with a focus on quality and compliance
    • Agile and adaptable to evolving regulatory and technical environments
  • Education:
    • Bachelor's degree in Computer Science, Information Systems, Engineering, or equivalent technical field
    • Relevant technical or domain certifications preferred

Benefits

  • Private Health Insurance
  • Paid Time Off
  • Training & Development

Key Skills

Ranked by relevance

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Country Guide

United Arab Emirates

Tax-friendly regional tech hub

Posted
Jun 10, 2025
Type
Full-time
Level
Mid-Senior
Location
Dubai
Company
Global Software Solutions Group

Industries

IT Services IT Consulting

Categories

Information Technology

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