Product Owner - Payments

Key Responsibilities:

• Product Strategy & Vision
• Define and own the product roadmap for real-time payments, including NPP enhancements, overlays, and integrations.
• Align product direction with business goals, compliance obligations, and customer expectations.
• Agile Delivery & Backlog Ownership
• Own and prioritize the product backlog to ensure timely delivery of high-value features.
• Write detailed user stories, define acceptance criteria, and support the squad through refinement and sprint planning.
• Stakeholder Engagement
• Liaise with internal teams including Technology, Risk, Legal, Compliance, and Operations.
• Collaborate with external parties such as the Reserve Bank of Australia (RBA), AusPayNet, and NPP Australia to align on standards and initiatives.
• Payments Expertise
• Provide subject matter expertise in payment flows including Direct Entry, BPAY, RTGS, NPP, and future overlay services like PayTo.
• Understand the end-to-end architecture of payments infrastructure and drive continuous improvement.
• Risk & Compliance
• Ensure all products are designed and delivered in compliance with regulatory requirements including PCI-DSS, AML/CTF, and industry-specific standards.

Qualifications & Experience:

• 5+ years of experience in Product Ownership or Product Management in financial services or fintech.
• Strong working knowledge of real-time payments, including NPP, PayID, PayTo, and ISO 20022 messaging.
• Experience working in an Agile delivery environment with cross-functional teams.
• Proven ability to translate complex technical concepts into clear and actionable requirements.
• Strong stakeholder management and communication skills.
• Experience in system integration, APIs, and digital banking platforms is highly desirable.