Experienced Software Engineer - CreditTrack This Job
Add this job to your tracking list to:
- Monitor application status and updates
- Change status (Applied, Interview, Offer, etc.)
- Add personal notes and comments
- Set reminders for follow-ups
- Track your entire application journey
Save This Job
Add this job to your saved collection to:
- Access easily from your saved jobs dashboard
- Review job details later without searching again
- Compare with other saved opportunities
- Keep a collection of interesting positions
- Receive notifications about saved jobs before they expire
AI-Powered Job Summary
Get a concise overview of key job requirements, responsibilities, and qualifications in seconds.
Pro Tip: Use this feature to quickly decide if a job matches your skills before reading the full description.
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.
The CRA Foundations Team (CRAFT) is responsible for architecting the platform for Plaid’s CRA entity. This team works closely with cross-functional partners (e.g. Product, Legal) to think through future CRA product requirements and compliance constraints, translating those inputs into the scalable platform from which CRA products can be launched.
You will be responsible for working full-stack to plan, design, and build the next generation of Credit products. You’ll work closely with cross-functional partners from Product, Legal, and Design to deliver new solutions for our Clients. You’ll have opportunities to learn new technologies and languages, and to be a project owner as we explore ambiguous problem spaces.
Responsibilities
The target base salary for this position ranges from $202,800/year to $330,000/year in Zone 1. The target base salary will vary based on the job's location.
Our Geographic Zones Are As Follows
Zone 1 - New York City and San Francisco Bay Area
Zone 2 - Los Angeles, Seattle, Washington D.C.
Zone 3 - Austin, Boston, Denver, Houston, Portland, Sacramento, San Diego
Zone 4 - Raleigh-Durham and all other US cities
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [email protected].
Please review our Candidate Privacy Notice here .
The CRA Foundations Team (CRAFT) is responsible for architecting the platform for Plaid’s CRA entity. This team works closely with cross-functional partners (e.g. Product, Legal) to think through future CRA product requirements and compliance constraints, translating those inputs into the scalable platform from which CRA products can be launched.
You will be responsible for working full-stack to plan, design, and build the next generation of Credit products. You’ll work closely with cross-functional partners from Product, Legal, and Design to deliver new solutions for our Clients. You’ll have opportunities to learn new technologies and languages, and to be a project owner as we explore ambiguous problem spaces.
Responsibilities
- You will work closely with a highly iterative, cross-functional team to understand product requirements and legal constraints to build next-generation Credit products.
- You will deeply understand Client needs and architect solutions tailored to their use cases.
- You’ll partner with other teams within the Credit group, working closely with other engineering teams as well as Design, Data Science, and more to iterate on and productionize new products.
- You’ll have the opportunity to architect efficient, scalable services paired with well-designed UI as we work closely with our Clients.
- You’ll own and lead projects, step up as a trusted member of the team’s oncall rotation, advocate for technical and process changes, and follow best practices to increase overall system reliability.
- Excellent coding and testing skills
- Experience designing and implementing large scale backend systems
- Experience as a project lead, owning work end-to-end for 2+ quarters
- [Very-nice-to-have] strong communication skills
- [Nice-to-have] Experience working in the Credit/Lending space
- [Nice-to-have] Experience with Python, Golang, SQL, and/or AWS
The target base salary for this position ranges from $202,800/year to $330,000/year in Zone 1. The target base salary will vary based on the job's location.
Our Geographic Zones Are As Follows
Zone 1 - New York City and San Francisco Bay Area
Zone 2 - Los Angeles, Seattle, Washington D.C.
Zone 3 - Austin, Boston, Denver, Houston, Portland, Sacramento, San Diego
Zone 4 - Raleigh-Durham and all other US cities
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [email protected].
Please review our Candidate Privacy Notice here .
Ready to apply?
Join Plaid and take your career to the next level!
Application takes less than 5 minutes
Post Date
2025-07-10
Job Type
-
Employment type
Full-time
Category
Engineering, Information Technology
Level
Mid-Senior
Country
United States
Industry
Software Development , Technology , Information , Internet , , Financial Services ,
*******