Product Manager (Unsecured Loans)

As a Product Manager (Unsecured Loans), you will be responsible for growing the Credit Card and Creditable Funds Transfer portfolio, post-purchase instalment payment program and other loan programs for the business.

You will have the opportunity to make a significant impact to the business through developing and executing product strategies, drive innovation, collaborating with cross-functional teams to deliver exceptional customer experiences.

As a strategic thinker with passion for delivering results, you will work closely with internal & external stakeholders to contribute towards the overall goals of Cards & Personal Loans.

Responsibilities:

• Contribute to plans and implement strategies to grow the unsecured line of credit business for overall profitability
• Day to day product management duties
• Work with relevant channel managers to enable full digitalization and make improvements to facility application processes
• Strategically manage cost and pricing to improve profitability of portfolio
• Ensure MAS Balance to Income ratio ruling is adhere to

Requirements:

• Degree in Banking/Finance/Business Administration or equivalent with at least 3-5 years of experience in unsecured lending
• Understanding of key business drivers and competitive trends in the unsecured lending market
• Analytical and possess strategic thinking skills, leveraging on data for product roadmap formulation
• Business acumen with ability to review alternate courses of action and comprehend trade off decisions
• Good stakeholder management skills and able to collaborate and work well within a team.
• Self-starter and has strong interpersonal skills
• Strong presentation skills both written and oral
• Excellent communication & influencing skills

Please note only shortlisted candidates will be notified.