Data Scientist

🚀 We're Hiring: Data Scientist / ML Engineer

Join a high-impact team shaping credit risk strategies through advanced predictive modelling. If you love working with real-world financial data and want your models to drive smarter lending decisions — let's talk!

👨‍💻 What you’ll do:

🔹 Build credit risk models for scoring, loan deterioration, and time-to-default (e.g., logistic regression, scorecards, survival models, Markov chains)

🔹 Ensure model performance, stability, and interpretability using PSI, SHAP, and monitoring tools

🔹 Deploy models into production pipelines (batch or real-time scoring) in collaboration with Data Engineering

🔹 Contribute to model validation, audit, and regulatory documentation processes

💡 What you bring:

✅ Hands on experience in ML / Data Science in financial or regulated environments

✅ Strong skills in logistic regression, scorecards, survival analysis, Markov chains

✅ Hands-on with XGBoost, LightGBM, Random Forest, or deep tabular models

✅ Proficiency in Python (pandas, scikit-learn, SHAP, lifelines) and solid SQL

✅ Familiarity with ECL, IFRS 9, Basel III credit risk frameworks

✅ Ability to explain model logic to risk, compliance, and audit stakeholders

📍 Location: Cracow

💼 Contract: B2B - Hybrid

📩 Interested? Apply now or DM me to chat more!