Business Analyst with expertise in Cards (Credit, Debit, Prepaid)

We have an urgent requirement for Business Analyst with expertise in Cards (Credit, Debit, Prepaid) and Acquiring (POS and e-commerce/payment gateways) is required for one of our banking client in Oman

Strong Experience of POS acquiring, e-commerce/payment gateways is MUST to apply for this role

Strong experience in banking domain is Must to apply for this role

Strong experience in card products (credit, debit, prepaid) is MUST to apply for this role

Strong experience in Agile Methodology is Must to apply for this role

Strong experience in payment schemes mandates, compliance requirements like PCI DSS Must to apply for this role

Collaborate with stakeholders—including product owners, business users, and technical teams—to understand and document business needs related to payment processing, card management, and associated systems.

Translate business requirements into clear, concise, and actionable user stories for the development team. Prioritize stories based on business value and technical feasibility and adjust priorities as business needs evolve. Lead requirement workshops, prepare BRDs, functional specifications, and process flows.

Actively participate in Agile ceremonies such as sprint planning, daily stand-ups, sprint reviews, and retrospectives to ensure team alignment and communication.

Manage and refine the product backlog to reflect current requirements and priorities accurately.

Facilitate communication between stakeholders and the development team, ensuring clarity on requirements and progress. Provide regular updates to Product Owner and Scrum Master.

Possess strong knowledge of payment processing, card issuing, and acquiring systems (credit, debit, prepaid, POS, e-commerce acquiring, payment gateways), including 3DSecure, fraud management, contactless, tokenization, and digital banking initiatives.

Collaborate with testing teams to ensure deliverables meet defined requirements and quality standards. Support system integration and UAT by developing test scenarios, Definition of Done (DoD), Definition of Ready (DoR), and validating functionalities. Conduct post-implementation reviews.

Identify and recommend improvements for business processes related to card issuing and acquiring.

Create and maintain detailed documentation for business requirements, user stories, and SOPs to ensure smooth handover to operations post go-live.

Stay updated on payment scheme mandates and regulatory requirements (PCI DSS, central bank guidelines, internal compliance). Review and support documentation for mandates and plan delivery accordingly.

Coordinate with vendors during requirements gathering. Evaluate vendor proposals against business needs and assist in negotiation processes

Skills: user acceptance testing (uat),credit,tokenization,e-commerce,card management,compliance requirements (pci dss),documentation (brds, user stories, sops),payment gateways,payment schemes mandates,banking domain,cards (credit, debit, prepaid),3dsecure,e-commerce/payment gateways,payment processing,agile methodology,fraud management,digital banking initiatives,system integration,pos,business process improvement,pos acquiring,contactless