Credit Analyst (3-6 months contract)

Strategic Staffing Solutions International's customer is a UK-based company specializing in payment processing and automation solutions. Their Merchant Operations Group is currently looking for mid- and senior-level Credit Analysts for a 3–6 month contract, based in Latvia or other European countries.

What you will do:

• Perform credit risk reviews and high-risk onboarding processes that evaluate creditworthiness of prospective customers and risks associated with sales deals. Advise sales leadership on risk-adjusted pricing as needed.
• Review complex credit decisions and escalations, making final determinations on approvals or conditions, escalating to management as needed.
• Operate processes that manage existing customer risk, including requests for limit increases, changes to holding periods or new product access.
• Perform continuous monitoring of existing portfolios, adapting limits, holding periods, cash covers or other mitigation tools as appropriate.
• Respond quickly to risk alerts to prevent or minimize company losses
• Participate in Exec. level deal reviews as needed.

What you will need:

• Previous experience in a role where you were directly responsible for credit underwriting, working in a B2B environment of comparable scale
• Deep and broad experience in analysing financial statements for SMEs and Large Corporations to make effective credit risk decisions, with the ability to compute financial ratios whilst applying industry context
• Good understanding of risks inherent to a bank-to-bank payments business, such as chargebacks, and you have practical experience in risk management
• Proficiency in leveraging data analytics and BI tools
• Excellent stakeholder management skills and ability to build strong working relationships with commercial teams
• Meticulous attention to detail
• Ability to prioritise work to meet tight deadlines and act with independent judgement on relative priority of tasks

Company's offer:

• 3-6-month B2B or FTE contract type, with potential for extension
• Remote work setup (may change to hybrid if the contract is extended or converted to a permanent role)
• Opportunity to work at a well-known fintech company alongside top professionals
• Pay rate: 2000-3000 EUR gross (depending on your experience)