PHP Developer

At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.

Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we’re shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

CapitalBox empowers small and medium-sized enterprises across Europe with fast and flexible working capital solutions. Operating in five countries, we bridge the SME funding gap through automated online business loans. With rapid approvals and seamless financing, we fuel business growth, recognising SMEs as the backbone of the economy.

We’re seeking a skilled and reliable Mid-level PHP Developer to join our growing CapitalBox tech team. If you have a solid background in PHP and want to build impactful, secure, and scalable solutions for SME lending—this role is for you.

Your Focus

• Develop and maintain robust PHP applications using OOP principles.
• Work with XML, SQL, and JSON data formats.
• Use REST and SOAP APIs to support integrations with external systems.
• Write clean, efficient, and well-documented code.
• Apply test-driven development (TDD) and version control (Git) best practices.
• Collaborate with cross-functional teams to deliver high-quality features on time.
• Utilize Linux-based development tools and basic command-line knowledge.
• Support technical improvements and performance optimization.
  
  

Required Skills & Qualifications

• 3+ years of experience with PHP development (OOP).
• Proficiency with XML, SQL, JSON, and basic Linux commands.
• Experience with REST and SOAP architectural styles.
• Strong understanding of software patterns and anti-patterns.
• Fluent English communication skills.
• Test-driven development and Git version control.
• Structured and reliable work approach with ability to work independently.
  
  

We Offer

At Multitude, we believe in empowering our employees to thrive personally and professionally. Here's what you can look forward to:

• A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
• Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
• A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
• Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
• Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
• Enhanced Health & Retirement Coverage – benefit from comprehensive private health insurance and a supportive pension scheme, designed to give you peace of mind and long-term security.
  
  

The salary range is €3,500 to €4,000 gross monthly but will be higher if you are a senior candidate. Our final offer to you will be set up fairly, considering your skills and experience.

This is your chance to build digital tools that power SMEs across Europe. If you’re ready to grow your PHP expertise in a dynamic fintech environment, we’d love to hear from you.

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