Remote - Analytics Analyst

About World Business Lenders (www.wbl.com)

World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding.

This is a Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern Time, Monday through Friday, although hours worked may be greater based upon operational requirements. The job requires excellent oral and written command of the English language.

Responsibilities:

• Assist in the Data Analytics, Business Intelligence, and Loan Servicing functions within the company
• Support the development and implementation of comprehensive reporting suites across the organization
• Contribute to the development of financial models and algorithms to analyze loan level and overall portfolio credit risk, identifying patterns, correlations, and sensitivities among portfolio variables
• Assist in constructing pricing models for loan amortization schedules
• Maintain the integrity of the loan records with the loan administration system
• Prepare, analyze, and interpret monthly financial results
• Monitor and support the management of mortgage and title policy for loan portfolios
• Assist in identifying, analyzing, and documenting client portfolio risk and risk mitigating factors
• Prepare loan monitoring reports on a regular schedule to review overall asset quality, including performance against original underwriting expectations
• Generate monthly and quarterly financial reports, tracking actuals vs. budget/forecast for key metrics
• Prepare cash flow forecasts and various long-term financial and statistical projections for strategic planning
• Generate aging reports, showing the delinquency status and payment performance
• Conduct periodic reviews and analyses of underwriting expectations post-funding: categorize exception distribution, rationale, and justifications; issue monthly executive-level exception reports to validate compliance with the underwriting policy and procedure
• Support financial and functional due diligence requests for corporate transactions
• Assist with other projects and duties as assigned by the Business Analytics Manager
  
  

Requirements

• Bachelor's degree or equivalent in Accounting, Finance, Mathematics, Business Administration or a related field
• 3-5 years progressive experience in financial analysis/modeling in the financial lending or mortgage industry
• Solid knowledge of the principles of general business, accounting, quantitative analysis and finance
• FP&A experience desirable
• High degree of proficiency in Excel, including complex financial analysis/modeling, VBA/macros, relational databases and SQL.
• Excellent English fluency, both written and verbal
  
  

Benefits

• Contract/Consultant position
• USD Salary (1000- 1500)
• PTO Available
• 100% Work from home