About the Job

🌍 Help Build the Future of Compliant Cross-Border Payments

At Nilos, we’re transforming how businesses move money across borders using stablecoins — building infrastructure that connects Europe, Africa, and Latin America. We work with leading fintechs and global payment providers who rely on us for fast, secure, and compliant cross-border flows.

Now, as we continue to scale, we’re hiring a Compliance Analyst to help us maintain the highest standards of regulatory integrity while supporting growth across multiple jurisdictions.

The Role

As our Compliance Analyst, you’ll be instrumental in executing and strengthening our AML and compliance program. You’ll take ownership of day-to-day compliance operations — from onboarding and risk assessment to transaction monitoring and regulatory screening. You’ll work closely with our engineering and sales teams, contributing to a compliant, scalable infrastructure that powers global payments.

This is a unique opportunity to help shape the compliance function at a fast-moving crypto startup with a clear product-market fit.

🎯 Key Responsibilities

Onboarding & Customer Due Diligence

• Oversee the onboarding of business customers, including KYC/KYB reviews and enhanced due diligence
• Conduct risk assessments and investigations related to customers and business activities
• Maintain organized, auditable customer records in compliance with regulatory standards

Transaction Monitoring & Risk Management

• Monitor both fiat and crypto transactions to detect suspicious or unusual activity
• Manage sanctions and PEP screenings, as well as adverse media checks
• Investigate flagged transactions or behaviors and escalate to the MLRO as well as submit SARs

Compliance Program Support

• Ensure that our AML/CTF program complies with EU and international legal requirements
• Contribute to policy and procedure improvements to reflect evolving risk and regulation
• Collaborate with cross-functional teams (engineering, sales) to support product-integrated compliance processes
• Assist with regulatory audits, internal reviews, and large transaction reporting obligations

🔥 What You Bring

Required Skills & Experience

• A higher education degree in Law, Business, Finance, or a related field
• 2+ years experience working in a Fintech environment (preferably a VASP or crypto-focused firm);
• Direct experience with crypto transaction analysis and blockchain-based services as well as understanding of fraudulent schemes and patterns involving virtual assets
• Understanding of a risk based approach application
• Hands-on experience onboarding business customers and conducting enhanced due diligence
• Strong knowledge of EU and international AML/CTF legal frameworks
• Fluent English skills – both written and verbal

Nice to Have

• Experience working in an international company with multiple payment licenses and cross-border regulatory obligations
• CAMS, ICA, or other similar certifications
• Experience with tools like Complyadvantage, TRM, Veriff

Mindset

• Detail-oriented and organized, with a high bar for accuracy
• Comfortable in a fast-paced startup environment where things move quickly
• Eager to learn and grow within the regulatory and crypto space
• A strong sense of ownership and responsibility