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The ideal candidate is an analytical team player who will be responsible for leading a team of high performing individuals who own the entire product lifecycle from strategy to evaluation. You will also work cross-functionally to complete product roadmaps and discover new opportunities.
Responsibilities
- Lead the design, development, and rollout of new lending and financial products for wholesale customers.
- Conduct detailed market research, competitor benchmarking, and feasibility analysis to identify opportunities for new products.
- Collaborate with Risk, Credit, Operations, Compliance, IT, and Sales teams to ensure product features align with internal policies and regulatory requirements.
- Manage end-to-end product lifecycle, from ideation to launch, including performance tracking and product enhancement.
- Develop pricing strategies, incentive structures, and product positioning in line with business goals.
- Ensure timely regulatory approvals and compliance with RBI and other statutory guidelines.
- Drive digital product initiatives, leveraging technology to improve customer experience and operational efficiency.
- Provide regular product performance reports, MIS, and insights to senior management for decision-making.
- Train and support the sales and operations teams on product features, processes, and benefits.
Knowledge and Skills
- Strong understanding of NBFC product lifecycle, especially in auto/wholesale finance domain.
- Knowledge of RBI regulations, compliance frameworks, and product approval processes.
- Proven ability to conceptualize and execute innovative financial products.
- Excellent analytical, strategic thinking, and problem-solving skills.
- Strong communication, presentation, and cross-functional collaboration skills.
- Ability to work under pressure and deliver results within defined timelines.
Qualifications
- MBA/PGDM in Finance, Marketing, Strategy, or related field from a reputed institute.
- 10+ years of relevant experience in Product Management in NBFCs, Banks, or FinTechs.
- Exposure to auto-finance/wholesale finance domain preferred.
Ready to apply?
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