VIALET
Senior Transaction & Monitoring Specialist (Vilnius)
VIALETLithuania5 hours ago
Full-timeRemote FriendlyAccounting/Auditing, Finance
Build the future of FinTech at VIALET

At VIALET, we're not just another electronic money institution. We're building a specialized financial platform for target industries, providing a comprehensive suite of solutions that empower businesses to thrive. We're laser-focused on delivering exceptional service and expert support to our clients, and we're ranked among the top EMIs in Lithuania in client funds, turnover, and revenue. As we scale, we're expanding to new industries and regions, solidifying our position as a leader in the FinTech landscape.

Join our growing Transaction Monitoring & Sanction Screening team and help us shape the future of finance!

Why VIALET?

  • Impact: Directly contribute to a platform used by industry leaders.
  • Growth: Be part of a rapidly expanding company with ambitious goals.
  • Expertise: Work alongside a talented Transaction Monitoring & Sanction Screening team in a collaborative environment.
  • Ownership: Take ownership and see your work make a real difference.

What You'll Do

  • Actively participate in the development, tuning, and optimization of transaction monitoring rules and scenarios to reduce false positives and improve the efficiency and effectiveness of detection.
  • Utilize blockchain forensic tools (e.g., Chainalysis, Elliptic, Crystal) to trace the flow of funds, identify source/destination wallets, and assess counterparty risk.
  • Monitor and analyze customer transactions in both real-time and retrospectively, identifying unusual or suspicious activities and patterns that may indicate money laundering or terrorist financing risks.
  • Investigate alerts and cases generated by transaction monitoring systems, ensuring detailed documentation, logical reasoning, and well-supported conclusions.
  • Conduct background research on customers and counterparties using internal systems and external databases (e.g., sanctions lists, PEP and high-risk country databases).
  • Request and review supporting documents related to customer activities and transaction investigations to assess legitimacy.
  • Escalate suspicious activity to the Team Lead and/or (Deputy) MLRO and ensure timely and accurate reporting in line with regulatory requirements.
  • Ensure ongoing sanctions compliance, reviewing flagged transactions and customer relationships against international sanctions lists.
  • Collaborate with internal teams and external financial institutions, supporting case investigations, cancellation requests, and regulatory queries.
  • Participate in continuous process improvement initiatives, internal audits, and the preparation of periodic AML/CTF reports for management and regulators.
  • Share expertise and support training activities, helping to strengthen AML/CTF knowledge and best practices within the team.
  • Maintain accurate records and data entries, ensuring compliance with internal policies, documentation standards, and audit requirements.
  • Assist the Transaction Monitoring Team Lead in ad hoc projects, new system implementations, and preparation for regulatory or business changes.

What You'll Bring

  • Higher education (university or college degree) in law, finance, economics, or a related field.
  • At least 2 - 3 years of experience in transaction monitoring field.
  • Proven experience in either real-time or retrospective transaction monitoring (experience in both is a strong advantage).
  • Experience of working with complex Customer such as financial institutions, gambling, IT/Software, Marketing, forex and virtual asset clients is an advantage.
  • Strong knowledge of AML/CTF regulations, FATF recommendations, and relevant EU/local legislation.
  • Understanding of sanctions, PEP, high-risk client, and country risk assessment frameworks.
  • Experience with AML systems, alert analysis tools, and data management platforms.
  • Excellent analytical and critical thinking skills, with attention to detail and the ability to make sound judgments under pressure.
  • Strong communication skills, with the ability to articulate complex regulatory requirements to the Direct manager and / or MLRO.
  • Fluency in Lithuanian, good English language skills (any additional foreign language is an advantage).
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint) and Google Drive (Docs, Sheets, Slides).
  • High ethical standards, integrity, and an impeccable reputation.
  • Flexibility to adapt to changes, regulatory updates, and evolving business needs.
  • Ability to work independently and collaboratively in a dynamic, team-oriented environment.
  • Willingness to work according to a rotating or real-time schedule, if required by operational needs.
  • Be prepared to be self-sustainable at times and ready to show initiative.
  • Have a positive attitude and show readiness to #do.it.right.

What We Offer

  • Competitive compensation: 3000-3637 euros Gross, based on your experience and knowledge.
  • Health insurance: Comprehensive health coverage after 3 months.
  • Work-life balance: Flexible work arrangements, including hybrid and remote options (after the probation period), and a relaxed approach to work hours. Need to take care of something during the day? No problem, just make up the time later.
  • Professional development: Up to 1000 euros annual reimbursement for work-related training and courses, with potential for more based on individual needs and commitment.
  • Inspiring workspace: Modern office with a convenient parking space is available.
  • Wellness benefits: Gym membership to support your physical well-being.
  • Vibrant company culture: Regular company events, including monthly city-wide gatherings, biannual company-wide adventures, and team-based activities twice a year.
  • Collaborative environment: A flat hierarchy where you can freely communicate with anyone and make decisions quickly.
  • Ambitious culture: Join a team of driven professionals who are committed to building a leading FinTech platform and shaping the future of finance.

Ready to make your mark in FinTech? Apply now!

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