Saldo Bank UAB is a specialised bank licensed by the European Central Bank and regulated by the Bank of Lithuania. We offer fully automated lending solutions for consumers and SME customers, as well as term deposit account services. Our advanced scoring and risk systems ensure responsible lending, and our technology-driven platform supports sustainable business growth internationally.

We are looking for a Data Analyst to join our Risk Management Department, playing a key role in the second line of defense and supporting the Chief Risk Officer in developing analytical capabilities across the bank’s risk areas. You will be responsible for designing and implementing data science and statistical modelling solutions to enhance the monitoring and understanding of credit, liquidity, market, and operational risks. This role offers an opportunity to apply quantitative methods to shape data-driven risk management at the bank.

Your responsibilities will include:

• Developing and maintaining analytical tools for credit risk monitoring, scenario analysis, and stress testing.
• Performing statistical and quantitative modelling to support credit risk and other risk areas (liquidity, market, operational).
• Automating data collection and transformation processes to improve reporting efficiency.
• Building analytical datasets from multiple internal systems using SQL and scripting languages.
• Implementing and testing predictive models and analytical workflows using Python or R.
• Presenting findings and model results to Management and other stakeholders.

Your background and skills:

• 2+ years of experience in data analysis, data science, or quantitative risk analytics.
• University degree in Econometrics, Statistics, Mathematics, Data Science, or another quantitative discipline.
• Proficiency in Python or R for data manipulation, statistical modelling, and analysis.
• Solid knowledge of SQL for querying and preparing large datasets.
• Understanding of risk data (credit, liquidity, market, or operational) and interest in financial risk modelling.
• Experience with statistical methods, regression, or time-series modelling.
• Familiarity with data visualization tools such as Tableau is a plus.
• Excellent command of English and Lithuanian languages.

What we offer:

• Lunch benefit: from your first day, a 160 EUR monthly budget for meals from your favorite restaurants.
• Health insurance: after 3 months, choose from 6 different health plans tailored to your needs.
• Recreational benefit: annual budget for sports or wellness activities.
• Professional growth: annual training budget (1500 EUR) and book allowance (150 EUR) for continuous learning.
• Work environment: a supportive team, regular events, and a modern office with snacks, drinks, and fresh fruit.

Salary range: 3,500 – 5,000 EUR gross per month (depending on experience and competencies).

Please note that applicants’ data will be processed in accordance with Saldo Bank’s Privacy Policy, available at https://a.storyblok.com/f/163681/x/55e12d52fd/privacy-policy-lt-en.pdf.