About us

Over the last 18 years, we have helped over a million satisfied customers move and manage their money. Our award-winning product portfolio allows our customers to make low-cost multi-currency payments across various payment products. From travel money to transfers, currency hedging, to expense management, we are focused on a single goal of making it easy for our customers to manage and move their money.

As a business, we are committed to delivering value to our customers through the combination of advanced payments technology and personal expert service. We’re doing this by hiring exceptional people and are now looking for a Data Scientist to join our team.

Within our offices in London, Chester and Los Angeles and Europe, Equals comprises of three business lines and brands - Equals Money, FairFX and CardOneMoney. You will join a very close-knit, talented and supportive team from various backgrounds who believe that bringing different perspectives together helps us understand our customers' needs. United, by one thing, making money management straightforward and cost-effective for our customers.

About the role

A Data Scientist at Equals Group can transform raw data into actionable insights using a variety of data science and advanced analytics techniques. These include statistical analysis, optimisation and machine learning. They are skilled at uncovering patterns, trends, and opportunities within data and delivering tailored, data-driven solutions to our internal stakeholders.

They are proficient in programming languages like SQL and Python, data visualisation tools, and expertise in AWS (or similar cloud technologies). They are business-focused and intellectually curious, with a knack for choosing the right technique for each problem.

A successful Data Scientist excels at working both collaboratively within cross-functional teams and autonomously, taking initiative to define problems, develop solutions, and deliver results with minimal supervision. Strong critical thinking, problem-solving, and a proactive approach ensure they can independently drive projects from inception to implementation.

About you

We believe that certain skills are essential in order to be successful in this role and these are detailed below. You may not have all the other skills we have outlined as desirable, we understand that and will still welcome your application. We will carry out individual interviews for shortlisted candidates and assess who is best suited for the role after we have discussed everything with you.

Responsibilities

• Spearhead the use of Advanced Analytics, Machine Learning and AI in the Data team at Equals
• Collaborate with our Product and Engineering teams to deliver Group strategic AI projects
• Work with our Data Analysts on a variety of projects, and proactively identify opportunities to leverage Data Science and Machine Learning techniques

Accountabilities

• Help to shape the roadmap of Data Science, Machine Learning and AI at Equals
• Build relationships with other teams at Equals and promote the value of Data Science
• Work with the team to define the Machine Learning lifecycle for internally developed models, including documentation standards and Governance requirements
• Identify use-cases for Advanced Analytics and Machine Learning techniques to bring data to life for our internal and external stakeholders

Essential Skills

• Deep understanding of statistical modelling, experimental design, and inference
• Advanced proficiency in Python (NumPy, pandas, scikit-learn, PyTorch/TensorFlow)
• Proven experience developing, deploying, and optimising machine learning models at scale
• Strong command of AWS (SageMaker, Lambda, Bedrock) and Snowflake ML for end-to-end ML workflows
• Expert-level SQL and data manipulation across large, complex datasets
• Proficient in data engineering fundamentals - building pipelines, working with APIs, and integrating multiple data sources
• Skilled in data visualisation and communicating model outputs to stakeholders
• Comfortable with MLOps practices, including containerisation, CI/CD and monitoring
• Solid understanding of Git, code review, and production-quality development
• Collaborative mindset with clear, pragmatic communication across teams

Desirable Skills

• Experience with agentic AI frameworks such as LangChain or LlamaIndex
• Exposure to causal inference, uplift modelling, and advanced experimentation methods
• Working knowledge of data governance, privacy, and model ethics (e.g. GDPR compliance)
• Industry experience in fintech or another highly regulated domain

Our investment in you

We welcome people into Equals and desire to grow and develop our talented teams. We believe in teamwork and celebrating our successes. We strive to embrace our values. We want to put you in the driving seat of your career and achieve your full potential through growth opportunities and developmental support.

When you join Equals, we aim to help you to get more out of your career. We will also offer you the following benefits;

Benefits

1. A competitive salary benchmarked against a peer group.
2. 25 days holiday per year + your birthday off
3. Opportunities for progression, development and learning new skills - £250 towards the cost of learning & development.
4. Free onsite Nuffield Health gym & pool (London) and discounted gym membership elsewhere
5. GetActive with Aviva - Health and Wellbeing discounts on services and products
6. Interbank currency rates on travel money and international transfers.
7. Bupa Private Healthcare
8. Free Eye Test and £50 up to the cost of glasses
9. EAP Service - Mental Health Services
10. Life Assurance Policy - x3 annual salary
11. Contributory pension scheme
12. Cycle to Work Scheme
13. Season Ticket Loans
14. Enhanced Parental Policies
15. Complimentary tea, coffee, soft drinks and fruit
16. We operate a hybrid working arrangement where possible

Where possible we offer the opportunity to work flexibly and the opportunity to balance some remote working with time in the office collaborating, taking part in events and developing the social connections that make working with us rewarding.

Equals strives to create a workplace where we can all be ourselves. We believe in inclusion, equality and the power of diversity, so you'll be encouraged to bring your unique perspectives and experiences, and help us understand what you need to do your best work.