Senior Compliance Officer

About the Company

Our client is a fast-growing international crypto-fintech operating in a highly regulated environment (VASP / EMI / Payment Institution). As part of its European expansion, the company is reinforcing its Compliance function in Luxembourg to support MiCA-readiness, strengthen its financial crime framework, and enhance regulatory governance.

You will join a multicultural, high-velocity organisation at the intersection of payments, blockchain, and digital asset regulation, where compliance is seen as a strategic enabler.

Position Overview

To support its regulatory growth, the company is seeking a Senior Compliance Officer (2nd Line of Defence) to join its Luxembourg office.

Reporting directly to the Head of Compliance Europe, you will play a central role in:

• strengthening the MiCA-compliant compliance framework,
• enhancing Financial Crime controls,
• supporting licensing and regulatory engagements,
• and contributing to group-wide strategic compliance initiatives.

This function sits within a crypto-native environment, with daily interactions across engineering, AML operations, product, and global compliance teams.

Key Responsibilities

Regulatory Compliance (MiCA, VASP, PSD2, DORA)

• Contribute to the enhancement of the compliance framework to meet MiCA, AML/CTF, TFR, DORA, and payments regulatory requirements.
• Support licensing activities and regulatory filings (CSSF, EBA/EU guidelines, MiCA RTS/ITS).
• Conduct regulatory watch on EU crypto & payments frameworks.

Financial Crime Compliance (FCC)

• Support AML/CTF governance, including transaction monitoring reviews, sanctions escalations, CDD/EDD oversight, and unusual activity investigations.
• Collaborate with 1LOD teams to optimise monitoring tools, sanctions screening, and blockchain-related detection scenarios (behavioural patterns, typologies, wallet-risk intelligence).

Compliance Monitoring (Assurance)

• Execute and improve the annual Compliance Monitoring Plan, including testing, thematic reviews, control design assessments, and reporting.
• Identify gaps, propose remediation actions, and follow up with global teams.

Governance & Reporting

• Prepare board-level compliance reporting and risk dashboards for senior management.
• Support internal/external audits, inspections, and regulatory interactions with the CSSF and other EU authorities.

Training & Advisory

• Deliver compliance training tailored to digital-asset use-cases.
• Provide regulatory advisory to Product, Tech, Ops, and Commercial teams to ensure compliance-by-design.

Profile & Qualifications

Education

• Master’s degree in Law, Finance, Economics, Risk, or a related field.
• Certifications such as ACAMS, ACFCS, ICA, or blockchain-related credentials are a strong asset.

Experience

• Minimum 5+ years in Compliance (Advisory, Monitoring, Assurance) within:
• a VASP,
• a crypto exchange,
• a fintech,
• a payment institution / EMI,
• or a regulated financial institution with exposure to digital assets.
• Solid expertise in:
• AML/CFT
• sanctions
• transaction monitoring
• financial crime investigations
• regulatory reporting
• MiCA/TFR/PSD2 frameworks
• Experience engaging with regulatory authorities (CSSF, MFSA, FCA, ACPR, etc.).

Additional Assets

• Knowledge of blockchain analytics tools (Chainalysis, Elliptic, TRM, Scorechain…).
• Familiarity with MiCA licensing, CASP/VASP obligations, and crypto-asset risk typologies.
• Experience in fast-growth, tech-driven environments.

Languages

• English is required (professional level).
• French is a strong advantage due to regulatory interactions in Luxembourg.

Additional Information

• A clean criminal record may be required.
• Applicants must already have the right to work in Luxembourg.