Full stack Engineer - Digital Identity – Remote-First

🚀 Be part of a movement to change the way Europe pays

In today’s digital world, payments often still feel outdated: random delays and confusing rules make it harder than it should be to pay and get paid. The European Payments Initiative (EPI) is here to change all that, forever.

With Wero, our digital wallet, we make sending and receiving money simple, seamless and secure across France, Belgium and Germany, with more countries and omnichannel solutions coming soon. Supported by 14 major banks and the two largest European acquirers, EPI is building a new, proudly European payment system: easy, instant and transparent, all for the greater good.

🔎 What's In It For You

In this role, you’ll drive the development of cutting‑edge payment and identity solutions for Europe. You’ll lead rapid prototyping of EUID flows, influence key architectural decisions, and help shape the future of our platform. Working with a modern tech stack and a collaborative, remote‑first team, you’ll deliver secure, scalable services that millions can trust.

🐝 About The Team

You will work closely with our Digital identity Product Leader and be part of a fully remote Pan-European Product and Engineering team that operates in an Agile environment. Your team is cross-functional, with experts in Product Design, iOS development, Android development and backend engineering. They are located across Europe, in Germany, France, the Netherlands, Poland, and other countries.

💥 Your impact

• Lead discovery and prototype end-to-end payment and EUID flows
• Document architecture decisions (ADRs) and define technical guardrails
• Enable Product Teams to industrialize prototypes into production solutions
• Coach engineers on architecture, implementation, observability, and automated testing
• Drive architectural choices that balance short-term delivery with long-term scalability
• Proactively manage technical debt and design for resilience and growth
• Apply modern system design patterns and REST/OpenAPI best practices
• Implement defense-in-depth security measures
• Maintain high quality through comprehensive testing and clear documentation
  
  

💻 Technology stack

• Primary: Java, Kotlin, Javscript, Python or any other major programming language, OpenAPI, Docker
• secondary: AWS, Kubernetes, Terraform
  
  

🕵🏻‍♀️ To succeed, you should meet at least 70% of these requirements

• +5 years of professional experience developing highly scalable web applications
• Strong knowledge of Java, Kotlin, JavaScript, Python (or any major programming language)
• Experience with OpenAPI and Docker, combined with hands-on expertise in AWS, Kubernetes, and Terraform
• Understanding of eIDAS 2 Regulation and PSD2 / PSD3 / PSR Directive
• Fluent in English (CEFR C1 or C2); French, German or Dutch or any additional European languages is a plus
• Participation in an EUDIW Large Scale Pilot; familiarity with W3C Verifiable Credentials, OpenID4VP, OpenID4VCI
• Experience with EUID, payments, and the financial services industry
  
  

🪜 If this looks like you, the recruitment steps are:

• A first call with one of our recruiters
• A technical interview with our Senior Software Architect & Head of Engineering
• An interview with our Digital Identity Product Lead
• A final interview with our CPTO
• Hopefully, an offer you can’t refuse
  
  

⛔ Turn back if …

• You’re looking for an already highly structured environment with no ambiguity
• You’re are not open to working on discovery and prototyping
• You’re not comfortable working independently during the initial phase
  
  

Otherwise apply!

🫶 Our commitment to equal employment opportunities

EPI offers the same job opportunities to all, without distinction of gender, ethnicity, religion, sexual orientation, social status, disability or age. EPI promotes the development of an inclusive work environment that mirrors the diversity of the clients our product is serving.