We are looking for a Payment Product Manager with 3–5 years of experience to design, build, and scale payment capabilities for merchants and platforms, supporting To B and To B2C end-to-end transaction flows across multiple regions.

This role focuses on payment, accounts, and collections, and sits at the intersection of product, engineering, payment partners, and business teams.

Responsibilities

• Own the analysis and productization of payment channel capabilities for merchant and platform use cases (Cards, APMs, local transfer methods)
• Design and optimize end-to-end To B / To B2C payment flows, including checkout integration, account systems, collections (VA / local accounts), authorization, settlement, and post-payment processes
• Participate in or lead the design of merchant accounts, virtual accounts (VA), and local collection capabilities, supporting regional fund collection and reconciliation needs
• Continuously optimize payment success rate, conversion, cost, and risk, balancing merchant and end-user experience
• Work closely with engineering, payment partners, and business teams to deliver scalable, stable, and compliant payment solutions
• Leverage data and AI tools to improve payment performance, system reliability, and execution efficiency

Requirements

• 3–5 years of product management experience, with background in payments, fintech, or platform products preferred
• Hands-on experience with To B or To B2C payment products (e.g. merchant platforms, ISVs, marketplaces, payment gateways)
• Solid understanding of card payments, APMs, account systems, virtual accounts (VA), and merchant collection flows
• Familiar with fund flows, reconciliation, and settlement logic, and how account capabilities integrate with payment products
• Ability to independently own module-level products with strong execution and clear ownership
• English as a working language, comfortable collaborating across regions

Nice to Have

• Experience at a payment company / fintech, or exposure to international markets (APAC / US / Europe)
• Prior work on merchant onboarding, checkout integration, collections / VA products, or payment success-rate optimization
• Basic understanding of risk, compliance, tax, or chargeback concepts
• Habitual use of AI tools to enhance product analysis, documentation, and problem-solving

What We Offer

• Ownership of core payment and collection capabilities serving real merchants and platform businesses
• Deep exposure to multi-region payment and account infrastructures across APAC, the US, and Europe
• End-to-end product experience covering design, integration, go-live, and ongoing optimization of payment and collection systems
• Opportunities to make direct, measurable impact on transaction success rates, cost efficiency, and revenue
• A platform to build strong payment PM fundamentals and develop an effective AI + Product Manager working model