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We are looking for a seasoned Payments Rules Manager with deep expertise in the payments ecosystem to join our team. A Payments Rules Manager ensures the organization adheres to the rules and regulations of payment card schemes and other relevant payment networks.
In this role, you will shape and drive payment products and services that meet the payment rules and customer needs. You will work at the intersection of product, compliance, technology, and business development, ensuring that our payments solutions are competitive, compliant, and customer-centric.
Key Responsibilities
- Lead the roadmap for payments rules and scheme-driven initiatives in collaboration with product, aligning compliance obligations with customer needs and strategic goals.
- Stay up to date with card scheme rules, mandates, and regulatory changes, translating them into actionable product and operational requirements.
- Create and update policies and procedures, design control systems, and establish monitoring frameworks to ensure adherence to regulations and standards.
- Participate in internal and external audits, collaborate in preparing evidence, to demonstrate compliance with scheme and regulatory requirements.
- Act as a project manager, taking full ownership of the payment rules in collaboration with compliance, ensuring they are implemented by the teams on time and with the desired quality.
- Continuously monitor for changes in relevant laws, regulations, scheme mandates and industry standards and assess their impact.
- Regularly communicate with key internal stakeholders to understand scheme requirements for new and existing products, services, and technical changes, and support their implementation.
- Engage directly with customers to understand their setup, business opportunities and regulatory requirements.
- Collaborate with engineering, product, compliance and customer facing teams to ensure seamless delivery of new features and solutions.
- Interpret and simplify complex regulatory/legal language and compliance frameworks into product requirements and team actions.
- Represent the product internally and externally, connecting dots across stakeholders, teams, and industry developments.
- Ensure that products are scalable, technically feasible, and aligned with the company’s long-term strategy.
- 5+ years of experience within payments, ideally gained in an acquiring business, FinTech, banking environment or PSP provider.
- Knowledge of PSD2, PCI DSS, 3DS, AML/CFT frameworks, or other payments regulations.
- Strong knowledge of the payments ecosystem, including acquirers, issuers, processors, schemes, and regulatory bodies.
- Demonstrated ability to read and interpret scheme mandates, regulatory guidance, and compliance requirements.
- High-level technical literacy (APIs, integrations, architecture concepts) with the ability to communicate effectively with engineering teams.
- Strong communication skills – comfortable engaging with customers, regulators, auditors, and senior stakeholders.
- Independent, curious, and able to connect the dots across diverse inputs to form a clear strategy.
- Well-connected in the payments industry, with an ability to leverage external relationships for market insights and opportunities.
- We offer you a friendly and open working atmosphere in a modern, easily accessible office
- All team members receive a company notebook
- Hybrid working is possible (office/home office)
- We provide an annual public transport pass for Vienna
- You will always find free coffee, tea & fruits
- IXO Fitness: All employees have free and automatic access to numerous gyms and sports activities via the myClubs app
- Numerous team and company events also bring variety to your daily work life
If this sounds like you and you see yourself in what we’ve described, don’t hesitate for a second – send us your application along with your salary expectations.
Key Skills
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