Product Manager – Cards & Installments

Astra Tech

United Arab Emirates · Full-time · Entry

Role Summary

We are looking for a Product Manager – Cards & Installments to drive the strategy, design, and execution of our card-based products and installment solutions. The ideal candidate will have deep experience in credit/debit/prepaid cards, BNPL, or installment payment solutions, and will work closely with cross-functional teams to deliver seamless, compliant, and scalable payment experiences.

Key Responsibilities

Own the end-to-end product lifecycle for card and installment products – from concept to launch and post-release enhancements.
Define and prioritize product roadmap aligned with business goals and customer needs.
Collaborate with internal stakeholders (Engineering, Risk, Compliance, Operations, Marketing) and external partners (banks, networks, and fintech vendors).
Lead integrations with third-party platforms such as card processors, AECB, M2P, or similar partners.
Analyze product performance and customer behavior to drive data-led decisions and continuous improvements.
Ensure all product features comply with CBUAE regulations, data protection, and internal governance standards.
Develop detailed PRDs, user stories, and workflows for smooth execution by tech teams.
Stay ahead of emerging trends in cards, embedded finance, and consumer credit solutions.

Key Requirements

Bachelor’s degree in Business, Finance, Computer Science, or related field; MBA preferred.
5–8 years of product management experience within fintech, banking, or payments, focusing on card issuing, acquiring, or installment/BNPL products.
Strong understanding of card lifecycle management, EMI conversions, and payment processing flows.
Experience working with APIs, payment gateways, and card network integrations (Visa, Mastercard, etc.).
Proven ability to lead cross-functional teams and deliver complex projects on time.
Analytical mindset with strong communication and stakeholder management skills.
Familiarity with AECB, CBUAE compliance, and local ecosystem regulations.

Key Skills

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