About RedotPay

RedotPay RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible, and inclusive financial services. We are dedicated to advancing financial inclusion and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance on a global scale.

About the Role

As our Compliance Officer and MLRO for Lithuania (EMI and CASP), you will be the architect of our European regulatory strategy and operational integrity. You will lead the development, implementation, and oversight of our compliance program, ensuring full alignment with Lithuanian law, EU MiCA regulations, and Electronic Money Institution (EMI) requirements.

Key Responsibilities

Regulatory Strategy & Licensing (EU/Lithuania):

• Licensing Lead: Lead the applications for both the CASP (Crypto-Asset Service Provider) license under MiCA and the EMI license, as well as to manage their ongoing regulatory maintenance.
• Regulatory Liaison: Act as the formally registered Compliance Officer and Money Laundering Reporting Officer (MLRO) with the Bank of Lithuania (BoL) and the Financial Crime Investigation Service (FCIS/FNTT).
• Fitness & Propriety: Serve as the primary point of contact for regulators, ensuring the company meets all "fit and proper" standards for key personnel.
• Regulatory Intelligence: Monitor and analyze updates from the European Banking Authority (EBA), ESMA, and the Bank of Lithuania regarding crypto-assets, payment services, and AML directives (6AMLD).

AML/CFT & Financial Crime:

• Framework Management: Develop and manage a robust Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) program specifically tailored for Web3 and MiCA standards.
• Lifecycle Oversight: Oversee KYC, CDD, and EDD for a diverse European client base, ensuring compliance with the EU Travel Rule for crypto transfers.
• Blockchain Analytics: Implement transaction monitoring systems to detect suspicious activities, utilizing on-chain analytics (e.g., Chainalysis, Elliptic) to monitor wallet risks.

Sanctions & PEP Screening:

• Global & Local Compliance: Administer screening programs against EU, UN, and OFAC sanctions lists, with specific focus on Lithuania’s regional security requirements.
• Risk Mitigation: Manage PEP and adverse media screening processes to safeguard the firm against reputational and legal risks.

Policy & Procedure Development:

• EU Documentation: Create and update the AML/CFT Manual, KYC Policy, and Sanctions Policy to reflect Lithuanian Law on the Prevention of Money Laundering and EU-wide MiCA mandates.
• Operational Integration: Ensure compliance controls are seamlessly embedded into the European product workflow.

Internal Controls & Reporting:

• Risk Assessments: Conduct regular internal audits and business-wide risk assessments (BWRA) to evaluate the effectiveness of the compliance program.
• Board Reporting: Prepare detailed compliance reports for senior management and the board, highlighting key risk indicators (KRIs) and regulatory milestones.

Qualifications & Experience:

• Education: Bachelor’s degree in Law, Finance, Economics, or a related field.
• Experience: 3-5 years of direct compliance/MLRO experience within a Lithuanian Electronic Money Institution (EMI), Payment Institution, or a regulated VASP/CASP.
• Regulatory Expertise: Expert knowledge of Lithuanian AML/CFT laws and a deep understanding of the EU MiCA (Markets in Crypto-Assets) framework and PSD2/PSD3.
• Technical Proficiency: Hands-on experience with automated KYC/CDD tools and blockchain monitoring software.
• Languages: Fluency in Lithuanian and professional proficiency in English.

Highly Desirable (Not a Must)

• Certifications: CAMS (Certified Anti-Money Laundering Specialist) or ICA International Diploma in Governance, Risk and Compliance.
• Web3 Knowledge: Direct experience with Virtual Asset Service Providers (VASPs) and a strong understanding of DeFi, smart contracts, and stablecoin regulations under MiCA.