About the Company

Why Join Us At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace—it’s a platform to grow, contribute, and make a meaningful difference.

About the Role

Be the driving force behind RuPay’s acceptance growth story across India and beyond! Lead initiatives to make RuPay the preferred choice for merchants across POS, E-commerce, and QR ecosystems, while unlocking international corridors for cross-border transactions. Own the product roadmap, innovate on acceptance solutions, and collaborate with banks, payment aggregators, and global partners to deliver frictionless, future-ready payment experiences.

You’ll shape RuPay’s global footprint, lead zero-to-one product innovations, and work at the intersection of technology, partnerships, and strategy to redefine how India and the world transact.

Job Details:

Role- Lead Product Manager RuPay Acceptance

Years of experience - 5+ Years

Qualification- BE/B.Tech or/+ MBA from institute of repute

Job Location- Mumbai

Key Responsibilities:

Product Innovation & Delivery

• Build a comprehensive RuPay acceptance strategy for domestic and international POS/E-com, including MDR frameworks and merchant value propositions.
• Define segment-specific playbooks for micro-merchants, MSMEs, organized retail, travel, hospitality, and cross border clusters.
• Drive international enablement by partnering with global acquirers and networks for corridor activation and compliance.
• Collaborate with acquirers and PAs to streamline merchant onboarding, pricing, and settlement flows.

Ecosystem Partnerships

• Build strong relationships with banks, PAs, POS OEMs, gateways, and international partners to accelerate adoption.
• Execute co-marketing campaigns and activation blitzes to scale RuPay acceptance nationally and globally.

Data & Insights

• Develop dashboards for TPV, merchant activation, approval rates, and success ratios.
• Identify and resolve acceptance bottlenecks such as BIN gaps, routing issues, and risk declines.

KPI’s :

• Merchant Acceptance Growth: Domestic POS/E-com activation and retention.

• International Enablement: Number of corridors and merchant clusters live.

• Usage & Revenue: TPV growth across domestic and international acceptance.

• Coverage: BIN enablement and compliance certifications.

• Quality Metrics: Approval rates and dispute SLA adherence.

Good-to-Have:

• Exposure to AI/ML techniques for payments use cases (fraud detection, risk optimization, spend prediction, SR improvement).

• Familiarity with model deployment and MLOps practices.

• Experience with cloud platforms (AWS, GCP, Azure) for AI model implementation.

• Understanding predictive analytics and data-driven optimization.

• Certifications in AI/ML or related technologies.

NPCI is committed to diversity and inclusivity in the workplace.