Data Analyst

About Us

UMO is a stealth-mode FinTech venture aiming to evolve the way people experience money by building a unified, AI-powered, yet deeply human modern money platform across fiat, crypto, and investments—subject to regulatory approvals. The platform is being designed to break down traditional barriers to money across access, assets, and experience, enabling simpler, more adaptive ways for people to interact with financial services.

We are currently developing our MVP and navigating licensing requirements, with a multidisciplinary team of 100+ people representing 20+ nationalities. With our headquarters in the UAE and offices in Portugal and Ukraine, we are united behind a shared ambition and a relentless focus on serving our customers.

What You'll Do

We are looking for a Data Analyst who will be responsible for analyzing product, user, financial, and risk-related data in a regulated fintech environment. You will help the team make data-driven decisions, generate insights for product development, and ensure compliance with regulatory requirements.

Key Responsibilities

Product & User Analytics

• Analyze user behavior within the money platform (onboarding, KYC, transactions, retention, churn).
• Build and maintain product metrics (MAU/DAU, conversion funnel, cohort analysis).
• Analyze the usage of crypto and fiat products (wallets, transfers, trading, cards).

Financial & Transaction Analytics

• Analyze fiat and crypto transactions (volume, frequency, fees, revenue).
• Monitor anomalies and suspicious patterns; support fraud, AML, and risk teams.
• Prepare analytics for financial forecasting and product unit economics.

Regulatory & Compliance

• Support reporting for regulatory and internal requirements (KYC, AML, transaction monitoring).
• Work with data in compliance with PCI DSS, GDPR, and other financial standards.
• Ensure data quality, consistency, and traceability.

Data & Stakeholder Management

• Translate business requests into clear analytical tasks.
• Prepare dashboards, reports, and presentations for product, business, and leadership teams.
• Collaborate with Data Engineers and Backend teams on data structures and event tracking.

Requirements

Must-Have

• 2+ years of experience as a Data Analyst / Product Analyst (preferably in FinTech, Banking, or Crypto).
• Strong SQL skills (complex queries, CTEs, window functions).
• Experience with analytical databases and DWHs (BigQuery, Snowflake, Redshift, or similar).
• Experience building dashboards (Looker, Tableau, Power BI, Metabase, or similar).
• Understanding of product and financial metrics.
• Analytical mindset and ability to work with unstructured requirements.
• English proficiency at B2+ level (working with documentation and international teams).

Nice-to-Have

• Experience in crypto projects (blockchain data, wallets, exchanges, on-chain/off-chain analytics).
• Understanding of banking processes: payments, card operations, settlements.
• Knowledge of AML, fraud detection, and risk scoring basics.
• Experience with A/B testing and experimental design.

Start-up Benefits:

• Compensation: A highly competitive salary package that recognizes your expertise and contribution.
• Modern Work Culture: Embrace a remote-first environment with flexible working hours, designed to support your work-life harmony.
• Generous Time Off: Annual Leave- 24 days, dedicated paid sick leave, and Public Holidays.
• Professional Evolution: Grow your skills with a dedicated learning budget and clear pathways for accelerated career development.
• Meaningful Impact: Join a world-class team building a prestigious, next-generation modern money platform that is redefining the future of finance.