KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 81,000 merchants across Hong Kong, Singapore, Japan and Australia, KPay is unleashing merchants' growth potential by building a one-stop platform for financial management, business operations and digital transformation. KPay secured a record USD55 million in 2024, marking the largest series A fundraise globally in the payments sector of the year.

About the Programme

The KPay Management Associate Programme is a 12-month accelerated pathway that immerses you in the full product lifecycle within a high-growth fintech environment.

Unlike traditional rotational programmes, this programme provides deep ownership and accountability within the Product team. Through personalised coaching, hands-on product work and cross-functional collaboration across various teams, you will develop a foundational understanding of end-to-end Product Management. By the end of the programme, associates are expected to transition into a permanent role within the Product team based on performance and business needs.

Role Overview

As a Management Associate (Product), you will support and drive the development of KPay SG’s product portfolio — from early-stage ideation through launch and adoption. You will sit at the intersection of technology, commercial strategy, and merchant experience, ensuring our products are not only built well, but built right.

This role requires strong structured thinking, analytical rigour, stakeholder management skills, and a flair for execution.

Key Responsibilities

• End-to-end management of KPay SG's products from product ideation, requirements gathering, development, go-to-market planning to product adoption

• Define product strategy and roadmaps for KPay SG Products

• Conduct research and analysis on market trends, competitors and industry innovations to uncover merchant pain points and product opportunities for KPay SG

• Gather stakeholder requirements and write clear product specifications

• Plan and manage cross-functional projects from end-to-end, including planning, scoping and project delivery

• Articulate clear product value propositions and design and execute go-to-market plans for product adoption

• Set product success metrics and monitor merchant feedback to iterate and improve the performance of KPay SG productsRequirements

Requirements

Education & Experience

• Fresh graduates or candidates with less than 1 year of full-time experience
• Excellent academic performance with a good track record of leadership and extracurricular activities.
• Preferred fields of study: Business, Finance, Economics, Engineering, Computer Science, or related quantitative fields

Analytical & Product Thinking Skills

• Strong structured problem-solving and analytical reasoning
• Ability to translate business problems into product solutions
• Comfort working with data to inform prioritisation and decision-making
• Basic understanding of product metrics

Project & Stakeholder Management

• Strong organisational and project management capabilities
• Ability to manage multiple stakeholders with clarity and alignment
• Clear written communication, especially in drafting requirements and documentation

Commercial & Strategic Awareness

• Understanding of how product decisions impact revenue and merchant experience
• Interest in fintech, payments, and SME ecosystems
• Ability to connect product features to customer value propositions

What we are looking for

We are looking for individuals who have:

• Strong product intuition - ability to think about user journeys, identify pain points, and translate problems into structured solutions

• Analytical rigour - comfortable using data and logic to prioritise features and make trade-offs

• Execution discipline - able to manage ambiguity, drive timelines, and deliver outcomes

• Clear communication - capable of articulating ideas effectively to both technical and commercial stakeholders

• Ownership mindset - proactive, accountable, and motivated by impact rather than hierarchy

• Genuine interest in fintech and product innovation - intellectually curious about payments, SMEs, and digital ecosystems

Why Join KPay Group?

Leadership Access

Associates work directly with department heads and senior management, gaining visibility into strategic decision-making processes.

Meaningful Responsibility

You will own initiatives and projects with measurable business impact from the beginning.

Accelerated Growth

Exposure to cross-functional commercial operations provides a strong foundation for future leadership roles.

High-Performance Environment

You will be surrounded by ambitious, execution-focused professionals in a hyper-growth fintech environment.

If you are motivated to build products that directly impact thousands of merchants and look forward to project ownership in a fast-moving fintech environment - we welcome your application.