What is this role about?🚀

As a Data Scientist at Bondora, you’ll play a hands-on role in designing, improving, and deploying credit risk and scoring models that directly impact how we lend, grow, and manage risk.

This is a high-impact, individual contributor role where you’ll work closely with Credit, Product, and Engineering to turn data into explainable, compliant, and production-ready models. From feature engineering to rollout strategy, you’ll own models end to end — not just in notebooks, but in real business decisions.

If you enjoy combining strong modelling skills with business thinking and stakeholder communication, this role is for you.

Your main responsibilities 🎯

• Develop, and implement scalable scoring models to drive business impact.
• Collaborate with the Credit team to define the rollout strategy of data science products.
• Communicate complex technical concepts to non-technical stakeholders, providing actionable insights and driving data-informed decision-making.
• Follow rigorous testing and validation protocols to ensure model accuracy, reliability, and compliance with regulatory standards.
• Engage in feature-development efforts to surface the most predictive customer signals from diverse data sources and drive more precise credit assessments.

What would ensure success in this role?💪

• Proven track record in developing and validating credit models, ensuring they meet both regulatory requirements and business performance standards.
• Expertise in regression, classification, ensemble methods, and time-series forecasting through both linear and nonlinear modelling.
• Proficiency in Python and SQL, with hands-on experience in libraries like scikit-learn, TensorFlow/PyTorch.
• Experience building and managing robust data pipelines, including ETL processes, data cleaning, and integration across disparate systems.
• Familiarity with deploying machine learning models into production environments using cloud platforms (Azure) and containerization technologies (Docker, Kubernetes).
• Proficiency in visualization tools, such as Tableau, to translate complex data insights into clear, actionable business intelligence.
• Knowledge of agile development practices to efficiently manage projects and deliver iterative improvements in dynamic environments.

What can you expect at Bondora?

• 🎯 Be part of Bondora’s ambitious journey toward 1BN in revenue - your work will have a real impact.
• 💰 Enjoy a competitive salary and amazing benefits: 5 weeks of vacation, private healthcare compensation, hobby grant, mental health support, share options, and much more!
• 📈 Work in an environment that encourages growth and innovation - with resources and budget for continuous learning.

The next steps

If you have the guts, ideas, and a team vision, apply now!

Our hiring process:

1️⃣ Meet Kerli H., our Recruiter — your first chat to share your story and ambitions.

2️⃣ Complete our personality and logic assessments via Alva Labs.

3️⃣ Meet Rafael, Head of Data Science.

4️⃣ Tackle a home task to showcase your skills.

5️⃣ Discuss your case study with Rafael and one of the team mates.

6️⃣ Chat with Juris, our Chief Credit Officer.

7️⃣ 🎉 If the stars align — welcome to Bondora!