Overview

We are seeking an experienced and commercially driven Head of Payment Solutions to lead the development, optimization, and scaling of our global fiat and crypto payment infrastructure. This role will oversee banking partnerships, PSP relationships, on and off ramp solutions, and regulatory alignment across the EU and international markets.

The ideal candidate combines deep knowledge of European payment rails with hands on experience in crypto payment flows, exchange or digital asset platforms, and high volume transactional environments.

Key Responsibilities

• Define and execute the global payment strategy covering fiat rails and crypto on off ramp solutions
• Build and manage relationships with banks, PSPs, EMIs, card acquirers, open banking providers, and crypto payment partners
• Lead integration and optimization of SEPA, SWIFT, Faster Payments, card acquiring, and local payment methods
• Design and scale fiat on ramp and off ramp infrastructure for retail and institutional clients
• Optimize transaction approval rates, reduce processing costs, and manage fraud and chargeback risk
• Partner closely with Risk, Compliance, Legal, Treasury, and Product teams to manage settlement risk and liquidity impact
• Ensure compliance with EU and Dutch regulatory frameworks including PSD2, AML, and crypto related regulatory requirements such as MiCA
• Monitor KPIs including approval rate, chargeback ratio, processing cost, settlement cycles, liquidity utilization, and counterparty exposure
• Lead contract negotiations and commercial terms with banking and crypto payment partners
• Build and manage a high performing payments team

Requirements

• 10 plus years of experience in payments, fintech, crypto, or financial services
• A solid personal network and credibility within the Dutch payments landscape
• Experience in building and managing departments/teams
• Proven experience in crypto or digital asset businesses such as exchanges, brokers, custody platforms, or Web3 payment providers
• Strong understanding of crypto on ramp and off ramp infrastructure, stablecoin settlement, and blockchain transaction flows
• Deep knowledge of European payment ecosystem including SEPA, SWIFT, card acquiring, open banking, and alternative payment methods
• Strong knowledge of EU regulatory environment including PSD2, AML requirements, and crypto regulatory frameworks such as MiCA
• Experience optimizing high volume transactional environments with strong focus on liquidity and settlement risk management
• Demonstrated experience negotiating banking and PSP partnerships for crypto related businesses
• Strong analytical and data driven decision making capability
• Excellent stakeholder management and leadership skillsho