Kredim, operating under the Param group, is a brand of Türk Finansman A.Ş. that has pioneered numerous innovations in goods and services financing. It is a digital shopping credit solution offering flexible payment options.

As a member of the Financial Institutions Association and subject to the regulations of the Banking Regulation and Supervision Agency, Kredim is the first implementation of the widely adopted "Buy Now, Pay Later" model in Turkey.

Kredim aims to make credit-based shopping faster, easier, and more accessible for everyone, opening the doors to digital shopping with a variety of repayment options.

As we continue our journey with increased strength, we are looking for new team members to join our dynamic work environment and share their enthusiasm and expertise with us. If you are eager to work in an innovative setting, we look forward to your application!

Qualifications

• Bachelor’s degree in relevant fields (Engineering, Business Administration, Economics, etc.),
• Minimum 5 years of experience in product management, business analysis, or project management,
• Experience in commercial lending, SME financing, factoring, or payment systems,
• Strong knowledge of regulatory frameworks and commercial credit processes,
• Hands-on experience with Agile methodologies, backlog management, and sprint planning,
• Proven experience in product strategy development and roadmap management,
• Solid understanding of commercial lending products (revolving loans, installment loans, POS financing, receivables financing, etc.),
• Strong financial knowledge (interest, commission, margin, IRR, risk),
• Customer-focused mindset with the ability to understand and address SME needs,
• Experience working with technical teams and understanding of core technical concepts,
• Strong data-driven decision-making, analysis, and reporting skills,
• Effective stakeholder management and team coordination skills.

Job Description

• Define and manage the product strategy and roadmap for commercial and SME financing solutions,
• Conduct global and local market research, benchmarking, and trend analysis,
• Design end-to-end product flows covering lending, collections, and payment solutions for SMEs,
• Optimize application, credit assessment, and disbursement processes,
• Own and prioritize the product backlog and manage development cycles,
• Design and manage pricing models (interest, commissions, maturity structures) for commercial lending products,
• Enable and scale financing solutions across POS, dealer networks, and digital channels,
• Ensure regulatory-compliant KYC and customer onboarding processes,
• Collaborate with risk and credit teams to improve limit management, scoring, and collections processes,
• Perform SME segmentation and customer behavior analysis to develop new products and campaigns,
• Analyze product profitability and performance (margin, collection rates, NPL, etc.),
• Manage merchant and partner integrations (API, POS, etc.),
• Lead UAT processes and monitor post-launch product performance,
• Ensure seamless integration, testing, and production readiness of third-party services,
• Evaluate incoming requests from sales and operations teams and align them with the product roadmap,
• Track and optimize product performance metrics (disbursement volume, approval rate, collection performance, etc.).

For details

• Visit: https://www.kredim.com.tr/
• Follow us on LinkedIn: https://www.linkedin.com/company/kredimcomtr/
• Follow us on Instagram: https://www.instagram.com/kredimcomtr/
• Follow us on X: https://x.com/Kredimcomtr

"Perks Awaiting You at Param!"

🚗 Road Support

🍽️ Meal Support

🏥 Personalized Health Insurance

🎂 Birthday Leave

🎁 Welcome Kit

👋 Buddy Program

💻 Training via ParamHub

🍹 Fun Breaks

💳 Param Card Benefits

🏆 Param Advantages

🌟 Referral Bonus

📚 Report Card and First Day of School Leave

👶 Welcome Gift for New Family Members!

🎙️ Your Voice Matters

You can access detailed information about your personal data processed under the Personal Data Protection Law No. 6698 in our information text at

"https://hr.param.com.tr/tr/aydinlatma-metni"