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About SumUp
We believe in the everyday hero.
Small business owners are at the heart of all we do, so we're creating tools that help them run their businesses. With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.
Team Description
The Lending team offers a fair, easy, timely, and financially relevant lending experience to small merchants. Empower small business owners to manage their financing independently of the stage of their business, either funding their growth, managing their cash flow,w or covering their operational costs. Enable capital to be available to our merchants and consumers, always and everywhere.
We are looking for our new Senior Engineer for our team responsible for developing and maintaining the backend two important pieces of our products: Risk Assessment and Dunning & Collection. This includes designing, implementing, and testing new features, as well as improving the performance and scalability of existing ones.
What You’ll Do
SumUp will not accept unsolicited resumes from any source other than directly from a candidate
Job Application Tip
We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.
We believe in the everyday hero.
Small business owners are at the heart of all we do, so we're creating tools that help them run their businesses. With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.
Team Description
The Lending team offers a fair, easy, timely, and financially relevant lending experience to small merchants. Empower small business owners to manage their financing independently of the stage of their business, either funding their growth, managing their cash flow,w or covering their operational costs. Enable capital to be available to our merchants and consumers, always and everywhere.
We are looking for our new Senior Engineer for our team responsible for developing and maintaining the backend two important pieces of our products: Risk Assessment and Dunning & Collection. This includes designing, implementing, and testing new features, as well as improving the performance and scalability of existing ones.
What You’ll Do
- The goal is to improve the functionality and user experience of SumUp's lending platform and to ensure that it meets the needs of our merchants.
- Design and develop Risk Assessment and Dunning & Collection micro-services, considering differences between markets;
- Improve the performance and scalability of the systems;
- Design and develop integration with external partners to enable growth.
- Contribute to the development of a high-performing team.
- More than 4 years of experience as a Software Engineer
- Experience with Golang or other OOP languages such as Java, Kotlin, Python, etc.
- Experience in creating and maintaining simple components in React.
- Experience with RESTful API design and development.
- Experience with Git and Git workflows.
- Experience with SQL and NoSQL databases, such as PostgreSQL
- Good English communication skills to engage in technical refinements with an international team
- Experience in a fintech/startup environment
- Opportunity to work with a truly global, multicultural team (we are 3000+ people from 93 countries, spread across 4 continents).
- Learning & development budget for attending conferences and external training
- Competitive salary package and virtual stock option program
- Office relaxation activities such as yoga and massages regular brunches, football events, and office parties
- 23 days paid vacation days
- Additional health insurance and Multisport card
- Restaurant ticket
- An amazing team and work environment that works with passion and purpose to achieve incredible results
SumUp will not accept unsolicited resumes from any source other than directly from a candidate
Job Application Tip
We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.
Key Skills
Ranked by relevance
git
python
kotlin
golang
nosql
java
sql
oop
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- Posted
- Apr 10, 2026
- Type
- Full-time
- Level
- Mid-Senior
- Location
- Barcelona
- Company
- SumUp
Industries
Financial Services
Categories
Finance
Information Technology
Engineering
Related Jobs
3 roles aligned with this opportunity
View Job Details
Related
Senior Backend Engineer
2026-03-13
Full-time
Mid-Senior
Brazil
Financial Services
Analyst
View Job Details
Related
Backend Engineer - Transfers Gateway
2026-01-21
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View Job Details
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iOS Engineer - Mobile Platform
2026-03-31
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