Officer - Loan Review

Job Purpose:

The Officer – Loan Review supports the review and assessment of loan portfolios and ensures adherence to established policies and procedures. He/She assists in reviewing loan documentation for accuracy, completeness, and compliance with regulatory and internal requirements. The Officer – Loan Review supports the monitoring of loan classifications, maintains accurate loan review records, and highlights potential risks. He/She contributes to the preparation of reports and communicates observations to support effective loan review processes.

Key Accountabilities:

• Reviews loan documentation to ensure accuracy, completeness, and compliance with approved policies and procedures.
• Identifies documentation gaps, inconsistencies, and potential risks and escalates findings to the concerned stakeholders.
• Supports the monitoring of loan classification and declassification in line with regulatory guidelines and internal frameworks.
• Assists in maintaining accurate and up-to-date loan review records, reports, and documentation.
• Coordinates with relevant departments to obtain required information and to support timely completion of loan reviews.
• Follows established procedures and guidelines to ensure consistency and compliance in loan review activities.
• Supports the implementation of improvements in loan review processes based on identified observations.
• Maintains awareness of applicable regulations, policies, and lending standards to support compliant practices.
• Stays current on the latest lending regulations and changes to loan process policies.

Qualifications and Experience:

• Bachelor's Degree in Banking & Finance or Accounting.
• Fresh graduate with 0 years of experience, registered as unemployed and have no registered work history.
• Demonstrates basic understanding of lending principles and loan documentation.
• Shows awareness of local central bank regulations related to lending.
• Understands basic concepts of Credit Risk Management and Loan Review processes.
• Exhibits basic awareness of IFRS 9 and Expected Credit Loss (ECL) concepts.

** Candidates meeting the criteria will be contacted.

** Candidates residing in Muscat will be given first priority.

** Applications will be accepted until 22-April-2026 at 2:00 P.M. Submissions received after this date and time will not be considered **