Deputy MLRO Payments - Austria

The Deputy MLRO will support the MLRO in establishing, implementing, and overseeing all aspects of the company’s compliance program, with a strong focus on Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations, in accordance with Austrian law and relevant EU directives.The role holder will act as a key support to the MLRO and serve as a deputy point of contact with the Austrian Financial Market Authority (FMA), while gaining the experience and capability required to develop into a future MLRO role. The Deputy MLRO will help ensure the company’s operations adhere to the highest standards of regulatory compliance.

Key Responsibilities:

• Support the MLRO in the design, implementation, and ongoing enhancement of the AML/CTF program in line with the Financial Market Anti-Money Laundering Act (FM-GwG), MiCAR, PSD2, and other applicable regulations.
• Assist in the development, review, and maintenance of AML/CTF policies, procedures, and internal controls, including Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) frameworks.
• Contribute to the execution of regular risk assessments to identify and evaluate exposure to money laundering and terrorist financing risks, and support the implementation of mitigation measures.
• Support the monitoring of transactions for suspicious activity, including reviewing alerts, escalating concerns, and assisting with investigations.Assist in the preparation and submission of suspicious transaction reports (STRs) to the FMA, ensuring accuracy, completeness, and timeliness.
• Act as a secondary point of contact for regulatory authorities, including the FMA, under the guidance of the MLRO.
• Support the delivery of AML/CTF training programs across the organisation and contribute to fostering a strong culture of compliance.
• Ensure AML/CTF processes align with GDPR and other data protection requirements.
• Provide day-to-day compliance advice to internal stakeholders and support business initiatives from a regulatory perspective.
• Step in for the MLRO when required, ensuring continuity of the AML/CTF function.
• Actively engage in professional development, mentoring, and knowledge transfer from the MLRO to build readiness for future progression into the MLRO role.

Qualifications and Experience:

• Bachelor’s degree in law, finance, business administration, or a related field.
• Minimum of 3 years of experience in a compliance or AML/CTF role within the financial services industry, ideally with exposure to the crypto asset sector.
• Working knowledge of Austrian AML/CTF laws and regulations, including the FM-GwG, and EU directives such as MiCAR and PSD2.
• Understanding of KYC/CDD requirements and AML/CTF operational processes.
• Experience supporting risk assessments, transaction monitoring, or compliance program implementation is advantageous.
• Strong analytical and problem-solving skills, with attention to detail.
• Good communication and interpersonal skills, with the ability to work effectively with internal stakeholders and regulators.
• Fluency in German and English is required.
• Professional certifications such as CAMS or ICA (completed or in progress) are desirable.
• Demonstrated ambition to grow into an MLRO position over time.

Vision & Mission

• OSL is the first SFC-licensed digital asset platform in Hong Kong and a PayFi innovator. Through stablecoin payments, cross-border settlement and global licensing, we are building the next-generation payments network. Stablecoins have become everyday money across emerging markets and are widely viewed as blockchain’s “killer app,” with industry focus shifting from token issuance to real-world consumer and enterprise payment adoption. The strongest growth lies in cross-border B2B payments, where providers embedding stablecoins into corporate settlement flows can capture significant volume and float. Long-term defensibility comes from regulatory licences, banking partners and cross-border corridors.
• OSL holds or has acquired licences in Hong Kong, Japan, Australia, Bermuda and Indonesia, and is expanding into Europe, Brazil, Southeast Asia and Africa through acquisitions and licence applications. With OSL Pay and StableX, we embed stablecoin settlement into bank accounts and card networks, support 150+ digital assets, and provide 24/7 fiat–stablecoin conversion. As a regulated pioneer with a startup mindset, we believe the future of payments will be driven by real adoption and scalable deployment, not technology narratives. We welcome builders who are passionate about crypto and payments to join us in shaping compliant, global payment infrastructure.