Payments Principle Product Specialist

Key Responsibilities:

As a Senior Payments Product Manager, you will be at the forefront of our expansion in the EU. You will play a pivotal role in building and managing our payment products, ensuring they meet the highest standards of efficiency and regulatory compliance.

• Strategic Reporting: Direct report to Head of Payments EU / Managing Director of Bybit Payments GmbH.
• Product Ownership: Lead the lifecycle of payment products including accounts, international transfers, cards, digital payments, digital wallets, FIAT currencies and stablecoins (e-money tokens).
• Infrastructure Management: Establish and oversee clearing and settlement systems (SWIFT, EBA Clearing, TIPS) and maintain payment standards (SEPA / ISO 20022).
• Treasury Operations: Design internal treasury and cash management systems to optimize liquidity and fund safety.
• Stakeholder Management: Act as interface between technical teams, legal & compliance, AML, payments operations, sales, and external financial partners.

Requirements:

• Education & Experience: Degree in Economics, Finance, or a related field. Minimum of 5+ years of experience in payments within a bank, e-money institution, or payment service provider (PSP).
• Technical Expertise: Strong knowledge of payment protocols (SWIFT, SEPA), clearing systems, and product architecture (wallets, currency exchange, e-money tokens).
• Regulatory & Compliance: Deep understanding of the European regulatory landscape, including PSD2/PSD3, E-Money Act, AMLD, GDPR, and DORA. Familiarity with safeguarding client funds is essential.
• Languages: Professional fluency in both English and German is mandatory (due to regular interaction with Austrian regulatory authorities).
• Mindset: Ability to thrive in a fast-paced, 24/7/365 operational environment. You are a self-starter who can work independently while maintaining high standards of precision.