Risk & Compliance Manager

A leading FinTech / Payment Services company in Oman is seeking an experienced Risk & Compliance Manager to lead enterprise risk management, regulatory compliance, AML/CFT governance, fraud risk management, and operational resilience functions in line with Central Bank of Oman (CBO) requirements.

Key Responsibilities

Enterprise Risk Management

• Develop and maintain Enterprise Risk Management (ERM) framework.
• Conduct risk assessments across operational, financial, regulatory, cybersecurity, fraud, and third-party risks.
• Maintain risk registers, KRIs, and risk dashboards.
• Monitor control effectiveness and recommend mitigation actions.

Regulatory Compliance

• Ensure compliance with:
• Central Bank of Oman regulations
• AML/CFT requirements
• Payment services regulations
• Cybersecurity and data protection requirements
• Coordinate regulatory inspections, submissions, and reporting.
• Develop and maintain compliance and governance policies.

AML/CFT & Fraud Management

• Oversee AML/CFT framework and compliance controls.
• Ensure effective KYC/CDD, sanctions screening, and transaction monitoring processes.
• Investigate suspicious activities and fraud incidents.
• Conduct AML and fraud awareness training programs.

Governance & Internal Control

• Support corporate governance and internal control frameworks.
• Coordinate with internal audit, external auditors, and regulators.
• Track audit findings and remediation plans.

Information Security & Operational Resilience

• Coordinate cybersecurity governance and incident response activities.
• Support Business Continuity Planning (BCP) and Disaster Recovery (DR) testing.
• Ensure operational resilience and data protection compliance.

Reporting & Documentation

• Prepare risk, compliance, AML, and board reports.
• Maintain documentation required for audits and regulatory inspections.

Qualifications & Experience

• Bachelor’s degree in Finance, Risk Management, Accounting, Law, Business Administration, Information Security, or related field.
• Minimum 7–10 years of experience in Banking, FinTech, Payment Services, Risk Management, or Regulatory Compliance.
• Minimum 3 years in managerial or leadership role.
• Strong knowledge of:
• Enterprise Risk Management
• AML/CFT regulations
• Regulatory Compliance
• Fraud Risk Management
• Internal Controls
• Cybersecurity Governance
• Experience dealing with financial regulators is preferred.

Preferred Certifications

• CAMS
• CRCM
• CISA
• CIA
• ISO 31000
• CISSP
• PMP (preferred)

Skills & Competencies

• Leadership & stakeholder management
• Analytical thinking & problem solving
• Integrity & confidentiality
• Communication & presentation skills
• Attention to detail & decision making