-
View all jobs
Job Summary
ClearGrid is seeking an innovative and hands-on ML Data Scientist to join our Collections and Portfolio Data Science team. In this role, you will own the end-to-end lifecycle of cutting-edge AI/ML models designed to optimize recovery efforts for unsecured credit products (BNPL, installment loans, etc.). You will act as a technical leader, driving data strategy and deploying Agentic AI solutions that directly impact hundreds of thousands of customers while ensuring model fairness and regulatory compliance.
Key Responsibilities
Model Development & Lifecycle Ownership:
Educational & Professional Experience:
ClearGrid is seeking an innovative and hands-on ML Data Scientist to join our Collections and Portfolio Data Science team. In this role, you will own the end-to-end lifecycle of cutting-edge AI/ML models designed to optimize recovery efforts for unsecured credit products (BNPL, installment loans, etc.). You will act as a technical leader, driving data strategy and deploying Agentic AI solutions that directly impact hundreds of thousands of customers while ensuring model fairness and regulatory compliance.
Key Responsibilities
Model Development & Lifecycle Ownership:
- Design, build, and deploy ML models to predict default risk and recovery probabilities for short-term lending products.
- Take complete hands-on ownership of the model lifecycle, from initial research to production monitoring and automated retraining.
- Implement creative statistical approaches, including causal analysis, reinforcement learning, and natural language processing.
- Build efficient, reusable data pipelines for feature generation and model scoring using Python and SQL.
- Architect and deploy Agentic AI infrastructures, utilizing both proprietary and commercially available tools.
- Collaborate with engineering teams to integrate models into production environments seamlessly.
- Develop models for call center performance, utilizing causal analysis and multi-armed bandits to optimize outreach.
- Manage collection modeling concepts such as PD calibration, reject inference, and risk segmentation.
- Partner with agency and portfolio purchase teams to align model outputs with actionable business lending decisions.
- Ensure all models meet strict standards for fairness, interpretability, and adverse action logic.
- Contribute to the continuous evolution of ClearGrid’s ML infrastructure to improve the efficiency of our AI ecosystem.
Educational & Professional Experience:
- Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, or a related quantitative field.
- 3–5 years of professional experience in AI Science or Machine Learning.
- Fintech Expertise: Significant experience in credit risk, with a deep understanding of payment systems, banking, and lending products.
- Programming: Authoritative knowledge of Python and SQL.
- Frameworks: Proficiency in TensorFlow, PyTorch, and tree-based models.
- ML Techniques: Expertise in deep learning, clustering, time series, and reinforcement learning.
- Data Engineering: Proven ability to build scalable pipelines and frameworks for large, complex datasets.
- Strong problem-solving abilities and the communication skills necessary to defend model logic to stakeholders.
- A results-oriented "innovator" mindset, capable of thriving in a fast-paced, collaborative environment.
- Cloud Infrastructure: Experience with GCP (Vertex AI) or AWS (SageMaker) and orchestration tools like Apache Airflow.
- MLOps: Strong background in automated retraining, version control, and model monitoring pipelines.
- Experimentation: Expertise in A/B testing design and advanced statistical analysis.
Key Skills
Ranked by relevance
ai
python
deep learning
tensorflow
pytorch
apache
aws
gcp
Related Jobs
3 roles aligned with this opportunity
View Job Details
Related
AI Researcher | Applied AI / Machine Learning
2026-05-23
Full-time
Mid-Senior
Poland
Capital Markets
Engineering
View Job Details
Related
Engineer, AI Model Tuning & Prompt Engineering
2025-03-22
Full-time
Entry
United Arab Emirates
Financial Services
Engineering
View Job Details
Related
Senior Machine Learning Engineer
2026-06-04
Full-time
Not Applicable
Lithuania
Financial Services
Engineering
Login to Apply
- Posted
- May 24, 2026
- Type
- Full-time
- Level
- Not Applicable
- Location
- Dubai
- Company
- ClearGrid
Industries
Financial Services
Categories
Engineering
Information Technology
Related Jobs
3 roles aligned with this opportunity
View Job Details
Related
AI Researcher | Applied AI / Machine Learning
2026-05-23
Full-time
Mid-Senior
Poland
Capital Markets
Engineering
View Job Details
Related
Engineer, AI Model Tuning & Prompt Engineering
2025-03-22
Full-time
Entry
United Arab Emirates
Financial Services
Engineering
View Job Details
Related
Senior Machine Learning Engineer
2026-06-04
Full-time
Not Applicable
Lithuania
Financial Services
Engineering