Technology Expert - Innovation and Incubation

Join our Digital Banking team and be part of the Bank’s innovation journey!

Job Description:

• To identify, evaluate, and incubate emerging technologies and relevant use cases in banking, enabling structured experimentation and scalable innovation aligned with regulatory, security, and business priorities.
• To institutionalize a bank-wide innovation framework by enabling co-creation, piloting, and democratization of technology adoption across business units.
• Continuously monitor emerging technologies (AI/ML, GenAI, blockchain, embedded finance, RPA etc.) and identify relevant banking use cases
• Manage and optimize budgets for pilot programs and innovation initiatives
• Evaluate business cases and ROI for scaling incubated solutions
• Design and implement a structured framework for evaluating and piloting emerging technologies under defined compliance, security, and CUG guardrails

Desired Candidate Profile:

• Educational Qualifications : MBA / PGDM (Strategy, Finance, IT) or equivalent Engineering / Technology background preferred
• 6–10 years in Banking / Fintech / Digital Innovation / Technology Strategy
• Experience in innovation labs, incubation programs, or digital transformation initiatives
• Strong understanding of emerging technologies and their banking applications
• Experience in designing and executing pilot programs and incubation frameworks
• Knowledge of regulatory frameworks (RBI, data privacy, outsourcing norms)
• Strong program/project management and business case development skills