Assistant Manager - Analytics (national hiring)

Organization Unit Purpose

Group Retail Credit is the Credit Policy, Strategy & Analytics unit for Retail Lending covering Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdrafts and SME.

Job Purpose

To be part of a team of Analysts / Statisticians / Database Managers in devising, developing, and enhancing MIS and analytical reports. Build comprehensive data platform & analytics pack for all Products.

Job Content

Assisting the maintenance of operational frameworks and tools that cater to the efficiency of credit life cycle.

• Engage in the framework development phase as and when required
• Responsible for the timely monitoring of all credit related frameworks
• Preparation of related framework process documents
• Publish the monitoring and validation results to the higher management
• Active participation during the implementation and troubleshoot stages of credit decision frameworks and optimization programs in the credit decision engine

Responsible for the credit bureau and other framework related repository

• Ensuring that the credit bureau variables are in line with the agreed logics
• Timely update of the credit bureau repository
• Regular management of all group level credit repositories

MIS reports and retail analytics support

• Regular analysis on the credit decision at product level
• Deep dive analysis on the sourcing trends and related impact assessment on credit frameworks and tools
• Active engagement in the credit lifecycle including the underwriting and remedial actions by providing analytical insights
• Identifying the yield and loss trend on the portfolio
• Deep dive on any portfolio deterioration

Knowledge Areas

• Strong Analytical skills
• Knowledge of retail asset banking products
• Good Communication skills

Skill Areas

SAS or other Statistical tools.