Compliance & Transaction Monitoring Analyst

About The Company

Merge is a regulated fintech infrastructure platform that enables enterprises to move money across the globe using stablecoins and real-time payment rails. Our platform offers stablecoin on/off ramps, multi-currency accounts, global real-time payments, and intelligent reconciliation - all through a single API.

We are backed by top tier investors such as Octopus Ventures, Coinbase Ventures, Hashed, and Ethereal Ventures, and trusted by fintech companies, investment platforms, marketplaces, and corporate treasury teams across Europe, the Americas, Middle East and Asia.

Role Overview

This role supports AML/CFT compliance and transaction monitoring for Merge’s operations. The position focuses on alert reviews, investigations, and day-to-day compliance operations across crypto and fiat payment flows.

Key Responsibilities

• Review transaction monitoring alerts across fiat and crypto transactions
• Analyse transaction activities and patterns
• Investigate flagged transactions and escalate findings in accordance with internal policies and regulatory requirements.
• Maintain investigation records and case documentation
• Assist with preparation of suspicious activity reports (SAR/STR) - TRACFIN
• Support ongoing AML and Travel Rule compliance checks
• Perform KYC/KYB, and periodic customer reviews.
• Perform enhanced due diligence (EDD) on high-risk customers, transactions, and jurisdictions.
• Conduct sanctions, PEP, and adverse media screening.
  
  

Requirements

• 1–3 years of experience in AML, compliance, or transaction monitoring, preferably within fintech, payments, or crypto environments.
• Understanding of AML/KYC principles and financial crime risks
• Interest or experience in crypto/VASP and payments/EMI environments
• Strong analytical skills and attention to detail
• Ability to manage operational compliance workflows
• Fluency in English, and French. Professional proficiency preferred
• Exposure to transaction monitoring or blockchain analytics tools (preferred)
• AML certification such as CAMS/ICA or working toward one (preferred)
• Knowledge of EU AML regulatory environment (preferred)